Bank of Prague: how it compares with its peers
Against 33 NE banks with half to twice its assets, Bank of Prague's strongest measure in Q2 2026 is return on assets (2.30% vs. a 1.23% peer median). Its weakest relative measure is assets per employee ($6.1M vs. $7.9M).
| Measure | Bank of Prague | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.30% | 1.23% | Top third Ahead of 88% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.92% | 3.80% | Top third Ahead of 88% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 64.06% | 64.73% | Middle third Ahead of 52% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.1M | $7.9M | Bottom third Ahead of 15% of peers |
| Loans to deposits Net loans and leases over total deposits. | 80.02% | 74.54% | Context |
What it means for lending operations
Its efficiency ratio of 64.06% is better than the 64.73% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First State Bank Hordville, NE · $47M
- Tecumseh Federal Bank Tecumseh, NE · $53M
- Sidney Federal Savings and Loan Association Sidney, NE · $56M
- Commercial Bank Nelson, NE · $56M
- Corn Growers State Bank Murdock, NE · $40M
- Bank of Mead Mead, NE · $40M
Questions about Bank of Prague
How big is Bank of Prague?
Bank of Prague, established in 1906, is headquartered in Prague, NE. It reported $48M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Bank of Prague's return on assets?
2.30% annualized in Q2 2026, against a 1.23% median for 33 NE banks with half to twice its assets, ahead of 88% of them.
What is Bank of Prague's efficiency ratio?
64.06% in Q2 2026: it spent about 64 cents in noninterest expense for each dollar of revenue. The peer median is 64.73%, and lower is better.
Is Bank of Prague growing its loans?
Net loans grew 15.6% over the year to Q2 2026, while deposits grew 13.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.