Minden Exchange Bank & Trust Company: how it compares with its peers
Against 55 NE banks with half to twice its assets, Minden Exchange Bank & Trust Company's strongest measure in Q2 2026 is efficiency ratio (46.29% vs. a 58.06% peer median). Its weakest relative measure is assets per employee ($8.1M vs. $8.2M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.59% | 1.35% | Top third Ahead of 67% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.15% | 3.96% | Top third Ahead of 67% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 46.29% | 58.06% | Top third Ahead of 87% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.1M | $8.2M | Middle third Ahead of 49% of peers |
| Loans to deposits Net loans and leases over total deposits. | 73.59% | 84.83% | Context |
What it means for lending operations
Its efficiency ratio of 46.29% is better than the 58.06% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- York State Bank York, NE · $200M
- First State Bank Farnam, NE · $200M
- Western Nebraska Bank Curtis, NE · $193M
- South Central State Bank Campbell, NE · $192M
- Farmers and Merchants Bank Milligan, NE · $215M
- United Republic Bank Elkhorn, NE · $186M
Questions about Minden Exchange Bank & Trust Company
How big is Minden Exchange Bank & Trust Company?
Minden Exchange Bank & Trust Company, established in 1883, is headquartered in Minden, NE. It reported $201M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Minden Exchange Bank & Trust Company's return on assets?
1.59% annualized in Q2 2026, against a 1.35% median for 55 NE banks with half to twice its assets, ahead of 67% of them.
What is Minden Exchange Bank & Trust Company's efficiency ratio?
46.29% in Q2 2026: it spent about 46 cents in noninterest expense for each dollar of revenue. The peer median is 58.06%, and lower is better.
Is Minden Exchange Bank & Trust Company growing its loans?
Net loans grew 9.1% over the year to Q2 2026, while deposits grew 0.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.