Nebraska Bank of Commerce: how it compares with its peers
Against 54 NE banks with half to twice its assets, Nebraska Bank of Commerce's strongest measure in Q2 2026 is assets per employee ($8.9M vs. a $8.1M peer median). Its weakest relative measure is return on assets (1.08% vs. 1.42%).
| Measure | Nebraska Bank of Commerce | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.08% | 1.42% | Bottom third Ahead of 19% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.47% | 3.96% | Bottom third Ahead of 22% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 56.30% | 57.57% | Middle third Ahead of 57% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.9M | $8.1M | Middle third Ahead of 63% of peers |
| Loans to deposits Net loans and leases over total deposits. | 103.76% | 84.82% | Context |
What it means for lending operations
Its efficiency ratio of 56.30% is better than the 57.57% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Adams County Bank Kenesaw, NE · $241M
- Citizens Bank & Trust Company Saint Paul, NE · $242M
- State Nebraska Bank & Trust Wayne, NE · $244M
- Farmers and Merchants State Bank, Bloomfield, Nebraska Bloomfield, NE · $233M
- First State Bank Loomis, NE · $232M
- Auburn State Bank Auburn, NE · $251M
Questions about Nebraska Bank of Commerce
How big is Nebraska Bank of Commerce?
Nebraska Bank of Commerce, established in 2007, is headquartered in Lincoln, NE. It reported $241M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Nebraska Bank of Commerce's return on assets?
1.08% annualized in Q2 2026, against a 1.42% median for 54 NE banks with half to twice its assets, ahead of 19% of them.
What is Nebraska Bank of Commerce's efficiency ratio?
56.30% in Q2 2026: it spent about 56 cents in noninterest expense for each dollar of revenue. The peer median is 57.57%, and lower is better.
Is Nebraska Bank of Commerce growing its loans?
Net loans grew 17.6% over the year to Q2 2026, while deposits grew 13.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.