Bank of Dixon County: how it compares with its peers
Against 54 NE banks with half to twice its assets, Bank of Dixon County's strongest measure in Q2 2026 is return on assets (1.64% vs. a 1.34% peer median). Its weakest relative measure is assets per employee ($8.3M vs. $8.7M).
| Measure | Bank of Dixon County | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.64% | 1.34% | Top third Ahead of 72% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.10% | 3.77% | Top third Ahead of 67% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 50.02% | 57.57% | Top third Ahead of 70% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.3M | $8.7M | Middle third Ahead of 48% of peers |
| Loans to deposits Net loans and leases over total deposits. | 77.81% | 84.21% | Context |
What it means for lending operations
Its efficiency ratio of 50.02% is better than the 57.57% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Hershey Bank Hershey, NE · $141M
- West Plains Bank Ainsworth, NE · $139M
- First Central Bank Cambridge, NE · $138M
- F&M Bank Falls City, NE · $135M
- State Bank of Table Rock Table Rock, NE · $150M
- Bank of Hartington Hartington, NE · $151M
Questions about Bank of Dixon County
How big is Bank of Dixon County?
Bank of Dixon County, established in 1881, is headquartered in Ponca, NE. It reported $142M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Bank of Dixon County's return on assets?
1.64% annualized in Q2 2026, against a 1.34% median for 54 NE banks with half to twice its assets, ahead of 72% of them.
What is Bank of Dixon County's efficiency ratio?
50.02% in Q2 2026: it spent about 50 cents in noninterest expense for each dollar of revenue. The peer median is 57.57%, and lower is better.
Is Bank of Dixon County growing its loans?
Net loans grew 6.6% over the year to Q2 2026, while deposits grew 10.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.