Washington County Bank: how it compares with its peers

Blair, NE · FDIC cert 12241 · Q2 2026 call report · 49 peers (NE banks with half to twice its assets)

Total assets
$662M
Loan growth (YoY)
+2.0%
Deposit growth (YoY)
+6.4%
Offices
4
Established
1915

Against 49 NE banks with half to twice its assets, Washington County Bank's strongest measure in Q2 2026 is net interest margin (4.38% vs. a 3.75% peer median). Its weakest relative measure is assets per employee ($7.4M vs. $8.2M).

MeasureWashington County BankPeer medianRank
Return on assets
Annualized net income over average assets.
1.80%1.32%Top third
Ahead of 76% of peers
Net interest margin
Annualized net interest income over earning assets.
4.38%3.75%Top third
Ahead of 84% of peers
Efficiency ratio
Noninterest expense per dollar of revenue. Lower is better.
48.79%59.58%Top third
Ahead of 80% of peers
Assets per employee
Total assets over full-time-equivalent staff.
$7.4M$8.2MMiddle third
Ahead of 35% of peers
Loans to deposits
Net loans and leases over total deposits.
88.71%86.18%Context

What it means for lending operations

Its efficiency ratio of 48.79% is better than the 59.58% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.

Banks closest in size

Questions about Washington County Bank

How big is Washington County Bank?

Washington County Bank, established in 1915, is headquartered in Blair, NE. It reported $662M in total assets in its Q2 2026 FDIC call report and operates 4 offices.

What is Washington County Bank's return on assets?

1.80% annualized in Q2 2026, against a 1.32% median for 49 NE banks with half to twice its assets, ahead of 76% of them.

What is Washington County Bank's efficiency ratio?

48.79% in Q2 2026: it spent about 49 cents in noninterest expense for each dollar of revenue. The peer median is 59.58%, and lower is better.

Is Washington County Bank growing its loans?

Net loans grew 2.0% over the year to Q2 2026, while deposits grew 6.4%.

Sources and method

Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.

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