Washington County Bank: how it compares with its peers
Against 49 NE banks with half to twice its assets, Washington County Bank's strongest measure in Q2 2026 is net interest margin (4.38% vs. a 3.75% peer median). Its weakest relative measure is assets per employee ($7.4M vs. $8.2M).
| Measure | Washington County Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.80% | 1.32% | Top third Ahead of 76% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.38% | 3.75% | Top third Ahead of 84% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 48.79% | 59.58% | Top third Ahead of 80% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.4M | $8.2M | Middle third Ahead of 35% of peers |
| Loans to deposits Net loans and leases over total deposits. | 88.71% | 86.18% | Context |
What it means for lending operations
Its efficiency ratio of 48.79% is better than the 59.58% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Bruning Bank Bruning, NE · $660M
- Citizens State Bank Wisner, NE · $653M
- Henderson State Bank Henderson, NE · $678M
- Arbor Bank Nebraska City, NE · $702M
- Madison County Bank Madison, NE · $613M
- Heritage Bank Wood River, NE · $612M
Questions about Washington County Bank
How big is Washington County Bank?
Washington County Bank, established in 1915, is headquartered in Blair, NE. It reported $662M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Washington County Bank's return on assets?
1.80% annualized in Q2 2026, against a 1.32% median for 49 NE banks with half to twice its assets, ahead of 76% of them.
What is Washington County Bank's efficiency ratio?
48.79% in Q2 2026: it spent about 49 cents in noninterest expense for each dollar of revenue. The peer median is 59.58%, and lower is better.
Is Washington County Bank growing its loans?
Net loans grew 2.0% over the year to Q2 2026, while deposits grew 6.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.