Bruning Bank: how it compares with its peers
Against 49 NE banks with half to twice its assets, Bruning Bank's strongest measure in Q2 2026 is net interest margin (3.81% vs. a 3.75% peer median). Its weakest relative measure is assets per employee ($7.1M vs. $8.2M).
| Measure | Bruning Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.23% | 1.33% | Middle third Ahead of 41% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.81% | 3.75% | Middle third Ahead of 51% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 59.95% | 59.13% | Middle third Ahead of 47% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.1M | $8.2M | Bottom third Ahead of 29% of peers |
| Loans to deposits Net loans and leases over total deposits. | 87.03% | 86.18% | Context |
What it means for lending operations
Its efficiency ratio of 59.95% is above the 59.13% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Washington County Bank Blair, NE · $662M
- Citizens State Bank Wisner, NE · $653M
- Henderson State Bank Henderson, NE · $678M
- Arbor Bank Nebraska City, NE · $702M
- Madison County Bank Madison, NE · $613M
- Heritage Bank Wood River, NE · $612M
Questions about Bruning Bank
How big is Bruning Bank?
Bruning Bank, established in 1891, is headquartered in Bruning, NE. It reported $660M in total assets in its Q2 2026 FDIC call report and operates 6 offices.
What is Bruning Bank's return on assets?
1.23% annualized in Q2 2026, against a 1.33% median for 49 NE banks with half to twice its assets, ahead of 41% of them.
What is Bruning Bank's efficiency ratio?
59.95% in Q2 2026: it spent about 60 cents in noninterest expense for each dollar of revenue. The peer median is 59.13%, and lower is better.
Is Bruning Bank growing its loans?
Net loans grew 6.2% over the year to Q2 2026, while deposits grew 7.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.