Genoa Community Bank: how it compares with its peers
Against 42 NE banks with half to twice its assets, Genoa Community Bank's strongest measure in Q2 2026 is net interest margin (4.33% vs. a 3.74% peer median). Its weakest relative measure is efficiency ratio (63.72% vs. 64.14%).
| Measure | Genoa Community Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.52% | 1.26% | Top third Ahead of 67% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.33% | 3.74% | Top third Ahead of 71% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 63.72% | 64.14% | Middle third Ahead of 52% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.8M | $7.9M | Top third Ahead of 69% of peers |
| Loans to deposits Net loans and leases over total deposits. | 76.37% | 76.37% | Context |
What it means for lending operations
Its efficiency ratio of 63.72% is better than the 64.14% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Adams State Bank Adams, NE · $70M
- Battle Creek State Bank Battle Creek, NE · $71M
- American Exchange Bank Elmwood, NE · $70M
- Nebraska State Bank Oshkosh, NE · $74M
- Commercial State Bank Republican City, NE · $76M
- Stanton State Bank Stanton, NE · $65M
Questions about Genoa Community Bank
How big is Genoa Community Bank?
Genoa Community Bank, established in 1903, is headquartered in Genoa, NE. It reported $70M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Genoa Community Bank's return on assets?
1.52% annualized in Q2 2026, against a 1.26% median for 42 NE banks with half to twice its assets, ahead of 67% of them.
What is Genoa Community Bank's efficiency ratio?
63.72% in Q2 2026: it spent about 64 cents in noninterest expense for each dollar of revenue. The peer median is 64.14%, and lower is better.
Is Genoa Community Bank growing its loans?
Net loans shrank 8.1% over the year to Q2 2026, while deposits shrank 0.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.