Stanton State Bank: how it compares with its peers
Against 38 NE banks with half to twice its assets, Stanton State Bank's strongest measure in Q2 2026 is net interest margin (3.94% vs. a 3.71% peer median). Its weakest relative measure is assets per employee ($7.2M vs. $7.9M).
| Measure | Stanton State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.28% | 1.08% | Middle third Ahead of 55% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.94% | 3.71% | Middle third Ahead of 61% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 67.10% | 64.47% | Middle third Ahead of 45% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.2M | $7.9M | Middle third Ahead of 39% of peers |
| Loans to deposits Net loans and leases over total deposits. | 63.54% | 76.85% | Context |
What it means for lending operations
Its efficiency ratio of 67.10% is above the 64.47% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Cedar Security Bank Fordyce, NE · $62M
- State Bank of Scotia Scotia, NE · $61M
- American Exchange Bank Elmwood, NE · $70M
- Adams State Bank Adams, NE · $70M
- Genoa Community Bank Genoa, NE · $70M
- Battle Creek State Bank Battle Creek, NE · $71M
Questions about Stanton State Bank
How big is Stanton State Bank?
Stanton State Bank, established in 1882, is headquartered in Stanton, NE. It reported $65M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Stanton State Bank's return on assets?
1.28% annualized in Q2 2026, against a 1.08% median for 38 NE banks with half to twice its assets, ahead of 55% of them.
What is Stanton State Bank's efficiency ratio?
67.10% in Q2 2026: it spent about 67 cents in noninterest expense for each dollar of revenue. The peer median is 64.47%, and lower is better.
Is Stanton State Bank growing its loans?
Net loans grew 5.9% over the year to Q2 2026, while deposits grew 5.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.