Platte Valley Bank: how it compares with its peers
Against 24 NE banks with half to twice its assets, Platte Valley Bank's strongest measure in Q2 2026 is net interest margin (4.25% vs. a 3.59% peer median). Its weakest relative measure is assets per employee ($5.1M vs. $8.4M).
| Measure | Platte Valley Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.23% | 1.24% | Middle third Ahead of 46% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.25% | 3.59% | Top third Ahead of 88% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 59.96% | 60.78% | Middle third Ahead of 54% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.1M | $8.4M | Bottom third Ahead of 0% of peers |
| Loans to deposits Net loans and leases over total deposits. | 86.08% | 88.81% | Context |
What it means for lending operations
Its efficiency ratio of 59.96% is better than the 60.78% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Midwest Bank Pierce, NE · $1.24B
- Dayspring Bank Gothenburg, NE · $1.23B
- BankFirst Norfolk, NE · $1.21B
- Adams Bank & Trust Ogallala, NE · $1.29B
- First State Bank Nebraska Lincoln, NE · $1.13B
- Access Bank Omaha, NE · $1.10B
Questions about Platte Valley Bank
How big is Platte Valley Bank?
Platte Valley Bank, established in 1996, is headquartered in Scottsbluff, NE. It reported $1.25B in total assets in its Q2 2026 FDIC call report and operates 12 offices.
What is Platte Valley Bank's return on assets?
1.23% annualized in Q2 2026, against a 1.24% median for 24 NE banks with half to twice its assets, ahead of 46% of them.
What is Platte Valley Bank's efficiency ratio?
59.96% in Q2 2026: it spent about 60 cents in noninterest expense for each dollar of revenue. The peer median is 60.78%, and lower is better.
Is Platte Valley Bank growing its loans?
Net loans grew 5.7% over the year to Q2 2026, while deposits grew 11.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.