The Bank of Steinauer: how it compares with its peers
Against 116 U.S. banks with half to twice its assets, The Bank of Steinauer's strongest measure in Q2 2026 is net interest margin (5.00% vs. a 3.86% peer median). Its weakest relative measure is assets per employee ($3.8M vs. $4.0M).
| Measure | The Bank of Steinauer | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.08% | 1.02% | Middle third Ahead of 52% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.00% | 3.86% | Top third Ahead of 86% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 77.61% | 78.40% | Middle third Ahead of 52% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $3.8M | $4.0M | Middle third Ahead of 43% of peers |
| Loans to deposits Net loans and leases over total deposits. | 78.59% | 56.31% | Context |
What it means for lending operations
Its efficiency ratio of 77.61% is better than the 78.40% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Farmers State Bank Dwight, KS · $20M
- Hartsburg State Bank Hartsburg, IL · $18M
- Huntingdon Savings Bank Huntingdon, PA · $18M
Questions about The Bank of Steinauer
How big is The Bank of Steinauer?
The Bank of Steinauer, established in 1888, is headquartered in Steinauer, NE. It reported $19M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is The Bank of Steinauer's return on assets?
1.08% annualized in Q2 2026, against a 1.02% median for 116 U.S. banks with half to twice its assets, ahead of 52% of them.
What is The Bank of Steinauer's efficiency ratio?
77.61% in Q2 2026: it spent about 78 cents in noninterest expense for each dollar of revenue. The peer median is 78.40%, and lower is better.
Is The Bank of Steinauer growing its loans?
Net loans grew 13.0% over the year to Q2 2026, while deposits shrank 21.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.