Security National Bank of Omaha: how it compares with its peers
Against 19 NE banks with half to twice its assets, Security National Bank of Omaha's strongest measure in Q2 2026 is net interest margin (4.36% vs. a 3.43% peer median). Its weakest relative measure is efficiency ratio (63.30% vs. 61.23%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.46% | 1.23% | Top third Ahead of 79% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.36% | 3.43% | Top third Ahead of 95% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 63.30% | 61.23% | Bottom third Ahead of 32% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.7M | $9.1M | Middle third Ahead of 42% of peers |
| Loans to deposits Net loans and leases over total deposits. | 90.70% | 88.91% | Context |
What it means for lending operations
Its efficiency ratio of 63.30% is above the 61.23% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Exchange Bank Kearney, NE · $1.58B
- Elkhorn Valley Bank & Trust Norfolk, NE · $1.49B
- Five Points Bank Grand Island, NE · $2.24B
- West Gate Bank Lincoln, NE · $1.47B
- Security First Bank Lincoln, NE · $2.32B
- Adams Bank & Trust Ogallala, NE · $1.29B
Questions about Security National Bank of Omaha
How big is Security National Bank of Omaha?
Security National Bank of Omaha, established in 1964, is headquartered in Omaha, NE. It reported $1.86B in total assets in its Q2 2026 FDIC call report and operates 14 offices.
What is Security National Bank of Omaha's return on assets?
1.46% annualized in Q2 2026, against a 1.23% median for 19 NE banks with half to twice its assets, ahead of 79% of them.
What is Security National Bank of Omaha's efficiency ratio?
63.30% in Q2 2026: it spent about 63 cents in noninterest expense for each dollar of revenue. The peer median is 61.23%, and lower is better.
Is Security National Bank of Omaha growing its loans?
Net loans grew 1.5% over the year to Q2 2026, while deposits shrank 1.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.