First National Bank of Omaha: how it compares with its peers
Against 75 U.S. banks with half to twice its assets, First National Bank of Omaha's strongest measure in Q2 2026 is net interest margin (6.63% vs. a 3.62% peer median). Its weakest relative measure is assets per employee ($8.0M vs. $12.4M).
| Measure | First National Bank of Omaha | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.79% | 1.25% | Top third Ahead of 84% of peers |
| Net interest margin Annualized net interest income over earning assets. | 6.63% | 3.62% | Top third Ahead of 99% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 47.19% | 54.95% | Top third Ahead of 73% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.0M | $12.4M | Bottom third Ahead of 10% of peers |
| Loans to deposits Net loans and leases over total deposits. | 84.48% | 86.36% | Context |
What it means for lending operations
Its efficiency ratio of 47.19% is better than the 54.95% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- United Bank Fairfax, VA · $33.64B
- Texas Capital Bank Dallas, TX · $33.62B
- BankUnited, National Association Miami Lakes, FL · $34.86B
- Banc of California Los Angeles, CA · $34.90B
- Commerce Bank Kansas City, MO · $35.02B
- Fulton Bank, National Association Lancaster, PA · $32.56B
Questions about First National Bank of Omaha
How big is First National Bank of Omaha?
First National Bank of Omaha, established in 1857, is headquartered in Omaha, NE. It reported $34.20B in total assets in its Q2 2026 FDIC call report and operates 147 offices.
What is First National Bank of Omaha's return on assets?
1.79% annualized in Q2 2026, against a 1.25% median for 75 U.S. banks with half to twice its assets, ahead of 84% of them.
What is First National Bank of Omaha's efficiency ratio?
47.19% in Q2 2026: it spent about 47 cents in noninterest expense for each dollar of revenue. The peer median is 54.95%, and lower is better.
Is First National Bank of Omaha growing its loans?
Net loans grew 6.9% over the year to Q2 2026, while deposits grew 8.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.