BankUnited, National Association: how it compares with its peers
Against 75 U.S. banks with half to twice its assets, BankUnited, National Association's strongest measure in Q2 2026 is assets per employee ($19.1M vs. a $12.2M peer median). Its weakest relative measure is return on assets (0.87% vs. 1.25%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.87% | 1.25% | Bottom third Ahead of 17% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.06% | 3.62% | Bottom third Ahead of 25% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 57.73% | 54.06% | Bottom third Ahead of 29% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $19.1M | $12.2M | Top third Ahead of 76% of peers |
| Loans to deposits Net loans and leases over total deposits. | 81.52% | 86.36% | Context |
What it means for lending operations
Its efficiency ratio of 57.73% is above the 54.06% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Banc of California Los Angeles, CA · $34.90B
- Commerce Bank Kansas City, MO · $35.02B
- First National Bank of Omaha Omaha, NE · $34.20B
- United Bank Fairfax, VA · $33.64B
- Texas Capital Bank Dallas, TX · $33.62B
- Hancock Whitney Bank Gulfport, MS · $36.33B
Questions about BankUnited, National Association
How big is BankUnited, National Association?
BankUnited, National Association, established in 2009, is headquartered in Miami Lakes, FL. It reported $34.86B in total assets in its Q2 2026 FDIC call report and operates 57 offices.
What is BankUnited, National Association's return on assets?
0.87% annualized in Q2 2026, against a 1.25% median for 75 U.S. banks with half to twice its assets, ahead of 17% of them.
What is BankUnited, National Association's efficiency ratio?
57.73% in Q2 2026: it spent about 58 cents in noninterest expense for each dollar of revenue. The peer median is 54.06%, and lower is better.
Is BankUnited, National Association growing its loans?
Net loans shrank 0.1% over the year to Q2 2026, while deposits shrank 0.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Florida bank ranked.