Hancock Whitney Bank: how it compares with its peers
Against 73 U.S. banks with half to twice its assets, Hancock Whitney Bank's strongest measure in Q2 2026 is net interest margin (3.63% vs. a 3.60% peer median). Its weakest relative measure is return on assets (1.01% vs. 1.25%).
| Measure | Hancock Whitney Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.01% | 1.25% | Bottom third Ahead of 26% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.63% | 3.60% | Middle third Ahead of 52% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 54.72% | 52.70% | Middle third Ahead of 45% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.9M | $12.5M | Bottom third Ahead of 30% of peers |
| Loans to deposits Net loans and leases over total deposits. | 81.38% | 86.36% | Context |
What it means for lending operations
Its efficiency ratio of 54.72% is above the 52.70% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Commerce Bank Kansas City, MO · $35.02B
- Banc of California Los Angeles, CA · $34.90B
- BankUnited, National Association Miami Lakes, FL · $34.86B
- Atlantic Union Bank Richmond City, VA · $38.02B
- First National Bank of Omaha Omaha, NE · $34.20B
- United Bank Fairfax, VA · $33.64B
Questions about Hancock Whitney Bank
How big is Hancock Whitney Bank?
Hancock Whitney Bank, established in 1899, is headquartered in Gulfport, MS. It reported $36.33B in total assets in its Q2 2026 FDIC call report and operates 194 offices.
What is Hancock Whitney Bank's return on assets?
1.01% annualized in Q2 2026, against a 1.25% median for 73 U.S. banks with half to twice its assets, ahead of 26% of them.
What is Hancock Whitney Bank's efficiency ratio?
54.72% in Q2 2026: it spent about 55 cents in noninterest expense for each dollar of revenue. The peer median is 52.70%, and lower is better.
Is Hancock Whitney Bank growing its loans?
Net loans grew 4.9% over the year to Q2 2026, while deposits grew 1.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Mississippi bank ranked.