Mississippi bank rankings, Q2 2026
57 FDIC-insured banks are headquartered in Mississippi, holding $130.19B in combined assets as of Q2 2026. The median bank has $445M in assets, earns a 1.13% return on assets, and runs a 64.59% efficiency ratio.
Highest return on assets among community banks
- Peoples Bank Mendenhall 3.96%
- FNB Picayune Bank Picayune 3.28%
- Commerce Bank Corinth 2.48%
- Citizens Bank Columbia 2.40%
- TownBridge Bank Pascagoula 2.22%
- The Jefferson Bank Greenville 2.22%
- RiverHills Bank Vicksburg 2.07%
- PriorityOne Bank Magee 2.03%
- First Southern Bank Columbia 1.89%
- Farmers and Merchants Bank Baldwyn 1.78%
Most efficient community banks (lowest efficiency ratio)
- The Jefferson Bank Greenville 41.14%
- BNA Bank New Albany 45.25%
- FNB Picayune Bank Picayune 45.64%
- RiverHills Bank Vicksburg 48.35%
- Peoples Bank Mendenhall 55.29%
- Commerce Bank Corinth 55.58%
- Citizens Bank Columbia 55.74%
- The Peoples Bank Ripley 57.47%
- Farmers and Merchants Bank Baldwyn 58.22%
- Covington County Bank Collins 58.60%
Top-ten lists include FDIC-designated community banks with at least $100M in assets; trust companies and specialty subsidiaries appear in the full table only.
Every Mississippi bank
| Bank | Assets | ROA | Efficiency | NIM |
|---|---|---|---|---|
| Hancock Whitney Bank Gulfport | $36.33B | 1.01% | 54.72% | 3.63% |
| Renasant Bank Tupelo | $26.99B | 1.40% | 52.70% | 3.97% |
| Trustmark Bank Jackson | $19.19B | 1.33% | 63.05% | 3.84% |
| BankPlus Belzoni | $8.38B | 1.27% | 61.94% | 3.82% |
| Community Bank of Mississippi Flowood | $5.09B | 1.11% | 65.07% | 4.05% |
| BankFirst Financial Services Columbus | $3.31B | 1.10% | 63.84% | 4.03% |
| Guaranty Bank and Trust Company Belzoni | $3.07B | 1.11% | 60.90% | 4.21% |
| Planters Bank & Trust Company Indianola | $2.71B | 1.32% | 59.02% | 3.98% |
| The Citizens National Bank of Meridian Meridian | $1.89B | 1.59% | 65.01% | 3.42% |
| The Citizens Bank of Philadelphia, Mississippi Philadelphia | $1.56B | 0.80% | 70.91% | 3.33% |
| TownBridge Bank Pascagoula | $1.35B | 2.22% | 75.80% | 4.66% |
| PriorityOne Bank Magee | $1.18B | 2.03% | 60.30% | 4.91% |
| Bank of Commerce Greenwood | $1.13B | 1.13% | 59.56% | 3.27% |
| Story Bank DBA Story Financial Partners Jackson | $1.01B | 0.88% | 70.07% | 3.71% |
| First Security Bank Batesville | $977M | 1.33% | 63.71% | 4.05% |
| First State Bank Waynesboro | $952M | 0.34% | 82.91% | 2.89% |
| FNB Oxford Bank Oxford | $940M | 0.83% | 64.95% | 2.98% |
| BNA Bank New Albany | $856M | 1.60% | 45.25% | 3.78% |
| The Peoples Bank, Biloxi, Mississippi Biloxi | $771M | 0.67% | 78.53% | 3.09% |
| Bank of Holly Springs Holly Springs | $588M | 1.30% | 62.51% | 4.14% |
| The Peoples Bank Ripley | $582M | 1.00% | 57.47% | 2.63% |
| Century Bank Lucedale | $566M | 1.24% | 66.79% | 4.54% |
| Farmers and Merchants Bank Baldwyn | $566M | 1.78% | 58.22% | 4.84% |
| First Bank Mccomb | $563M | 1.58% | 63.80% | 4.04% |
| First Choice Bank Pontotoc | $561M | 0.38% | 87.16% | 3.83% |
| United Mississippi Bank Natchez | $561M | 1.15% | 76.41% | 4.67% |
| Peoples Bank Mendenhall | $503M | 3.96% | 55.29% | 6.63% |
| Citizens Bank Columbia | $466M | 2.40% | 55.74% | 5.11% |
| RiverHills Bank Vicksburg | $445M | 2.07% | 48.35% | 4.15% |
| Pike National Bank Mccomb | $409M | 1.00% | 66.25% | 3.83% |
| First National Bank of Clarksdale Clarksdale | $386M | 0.75% | 73.09% | 3.45% |
| First Federal Savings and Loan Association Pascagoula | $381M | 0.42% | 80.16% | 2.63% |
| BankOkolona Okolona | $360M | 1.38% | 64.55% | 3.94% |
| Great Southern Bank Meridian | $355M | 0.67% | 82.57% | 3.34% |
| Bank of Kilmichael Kilmichael | $342M | 1.09% | 65.42% | 3.71% |
| The Cleveland State Bank Cleveland | $340M | 1.01% | 65.97% | 3.57% |
| Copiah Bank Hazlehurst | $332M | 0.92% | 73.81% | 4.06% |
| Bank of Yazoo City Yazoo City | $318M | 0.99% | 65.68% | 3.48% |
| First Southern Bank Columbia | $317M | 1.89% | 61.56% | 4.70% |
| Bank of Franklin Meadville | $302M | 0.96% | 72.31% | 4.48% |
| The Bank of Forest Forest | $296M | 1.41% | 63.29% | 3.79% |
| The Commercial Bank De Kalb | $295M | 0.91% | 64.13% | 3.81% |
| FNB Picayune Bank Picayune | $282M | 3.28% | 45.64% | 5.44% |
| Unity Bank of Mississippi Holly Springs | $282M | 0.43% | 85.34% | 3.04% |
| Grand Bank for Savings, FSB Hattiesburg | $280M | 0.39% | 89.02% | 4.24% |
| Bank of Brookhaven Brookhaven | $262M | 1.28% | 61.47% | 3.81% |
| Bank of Wiggins Wiggins | $228M | 0.56% | 79.48% | 2.88% |
| The Jefferson Bank Greenville | $211M | 2.22% | 41.14% | 5.36% |
| Merchants and Planters Bank Raymond | $199M | 1.22% | 66.17% | 4.29% |
| Bank of Anguilla Anguilla | $192M | 1.15% | 59.98% | 4.02% |
| Commerce Bank Corinth | $168M | 2.48% | 55.58% | 5.61% |
| Bank of Winona Winona | $143M | 1.19% | 64.59% | 3.34% |
| Covington County Bank Collins | $109M | 1.42% | 58.60% | 4.65% |
| Citizens Bank & Trust Co. Marks | $99M | 0.92% | 76.41% | 5.48% |
| Genesis Bank Benoit | $97M | 0.95% | 65.47% | 5.10% |
| Amory First Savings And Loan Bank, Ssb Amory | $79M | 0.62% | 73.08% | 2.71% |
| Richton Bank & Trust Company Richton | $52M | 0.79% | 81.75% | 4.40% |
Method
Banks are FDIC-insured institutions headquartered in Mississippi with a call report for the quarter ending 06/30/2026. Return on assets and net interest margin are annualized year to date; the efficiency ratio is noninterest expense over revenue, so lower is better. Credit unions are NCUA-insured and not included. Click any bank for its comparison with same-size peers, or look up a bank in another state.