PriorityOne Bank: how it compares with its peers
Against 10 MS banks with half to twice its assets, PriorityOne Bank's strongest measure in Q2 2026 is net interest margin (4.91% vs. a 3.38% peer median). Its weakest relative measure is assets per employee ($4.9M vs. $5.8M).
| Measure | PriorityOne Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.03% | 1.01% | Top third Ahead of 90% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.91% | 3.38% | Top third Ahead of 100% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 60.30% | 67.54% | Top third Ahead of 80% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.9M | $5.8M | Bottom third Ahead of 10% of peers |
| Loans to deposits Net loans and leases over total deposits. | 88.88% | 67.19% | Context |
What it means for lending operations
Its efficiency ratio of 60.30% is better than the 67.54% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Bank of Commerce Greenwood, MS · $1.13B
- TownBridge Bank Pascagoula, MS · $1.35B
- Story Bank DBA Story Financial Partners Jackson, MS · $1.01B
- First Security Bank Batesville, MS · $977M
- First State Bank Waynesboro, MS · $952M
- FNB Oxford Bank Oxford, MS · $940M
Questions about PriorityOne Bank
How big is PriorityOne Bank?
PriorityOne Bank, established in 1975, is headquartered in Magee, MS. It reported $1.18B in total assets in its Q2 2026 FDIC call report and operates 18 offices.
What is PriorityOne Bank's return on assets?
2.03% annualized in Q2 2026, against a 1.01% median for 10 MS banks with half to twice its assets, ahead of 90% of them.
What is PriorityOne Bank's efficiency ratio?
60.30% in Q2 2026: it spent about 60 cents in noninterest expense for each dollar of revenue. The peer median is 67.54%, and lower is better.
Is PriorityOne Bank growing its loans?
Net loans grew 5.3% over the year to Q2 2026, while deposits grew 6.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Mississippi bank ranked.