Story Bank DBA Story Financial Partners: how it compares with its peers
Against 17 MS banks with half to twice its assets, Story Bank DBA Story Financial Partners's strongest measure in Q2 2026 is assets per employee ($8.6M vs. a $5.7M peer median). Its weakest relative measure is return on assets (0.88% vs. 1.24%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.88% | 1.24% | Bottom third Ahead of 29% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.71% | 3.83% | Middle third Ahead of 41% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 70.07% | 64.95% | Middle third Ahead of 35% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.6M | $5.7M | Top third Ahead of 100% of peers |
| Loans to deposits Net loans and leases over total deposits. | 98.83% | 71.79% | Context |
What it means for lending operations
Its efficiency ratio of 70.07% is above the 64.95% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- First Security Bank Batesville, MS · $977M
- First State Bank Waynesboro, MS · $952M
- FNB Oxford Bank Oxford, MS · $940M
- Bank of Commerce Greenwood, MS · $1.13B
- BNA Bank New Albany, MS · $856M
- PriorityOne Bank Magee, MS · $1.18B
Questions about Story Bank DBA Story Financial Partners
How big is Story Bank DBA Story Financial Partners?
Story Bank DBA Story Financial Partners, established in 2000, is headquartered in Jackson, MS. It reported $1.01B in total assets in its Q2 2026 FDIC call report and operates 7 offices.
What is Story Bank DBA Story Financial Partners's return on assets?
0.88% annualized in Q2 2026, against a 1.24% median for 17 MS banks with half to twice its assets, ahead of 29% of them.
What is Story Bank DBA Story Financial Partners's efficiency ratio?
70.07% in Q2 2026: it spent about 70 cents in noninterest expense for each dollar of revenue. The peer median is 64.95%, and lower is better.
Is Story Bank DBA Story Financial Partners growing its loans?
Net loans grew 8.5% over the year to Q2 2026, while deposits grew 16.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Mississippi bank ranked.