Planters Bank & Trust Company: how it compares with its peers
Against 554 U.S. banks with half to twice its assets, Planters Bank & Trust Company's strongest measure in Q2 2026 is net interest margin (3.98% vs. a 3.68% peer median). Its weakest relative measure is assets per employee ($7.5M vs. $8.7M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.32% | 1.25% | Middle third Ahead of 57% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.98% | 3.68% | Top third Ahead of 67% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 59.02% | 59.05% | Middle third Ahead of 50% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.5M | $8.7M | Bottom third Ahead of 32% of peers |
| Loans to deposits Net loans and leases over total deposits. | 78.32% | 87.53% | Context |
What it means for lending operations
Its efficiency ratio of 59.02% is better than the 59.05% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- CalPrivate Bank La Jolla, CA · $2.71B
- Tradition Capital Bank Wayzata, MN · $2.72B
- Pinnacle Bank Fort Worth, TX · $2.72B
- Home Federal Bank of Tennessee Knoxville, TN · $2.73B
- Westfield Bank Westfield, MA · $2.73B
- Cornerstone Bank York, NE · $2.73B
Questions about Planters Bank & Trust Company
How big is Planters Bank & Trust Company?
Planters Bank & Trust Company, established in 1920, is headquartered in Indianola, MS. It reported $2.71B in total assets in its Q2 2026 FDIC call report and operates 32 offices.
What is Planters Bank & Trust Company's return on assets?
1.32% annualized in Q2 2026, against a 1.25% median for 554 U.S. banks with half to twice its assets, ahead of 57% of them.
What is Planters Bank & Trust Company's efficiency ratio?
59.02% in Q2 2026: it spent about 59 cents in noninterest expense for each dollar of revenue. The peer median is 59.05%, and lower is better.
Is Planters Bank & Trust Company growing its loans?
Net loans grew 41.5% over the year to Q2 2026, while deposits grew 25.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Mississippi bank ranked.