Renasant Bank: how it compares with its peers
Against 90 U.S. banks with half to twice its assets, Renasant Bank's strongest measure in Q2 2026 is net interest margin (3.97% vs. a 3.57% peer median). Its weakest relative measure is assets per employee ($9.1M vs. $12.5M).
| Measure | Renasant Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.40% | 1.21% | Top third Ahead of 69% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.97% | 3.57% | Top third Ahead of 79% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 52.70% | 55.14% | Middle third Ahead of 57% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.1M | $12.5M | Bottom third Ahead of 20% of peers |
| Loans to deposits Net loans and leases over total deposits. | 86.36% | 85.69% | Context |
What it means for lending operations
Its efficiency ratio of 52.70% is better than the 55.14% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Charles Schwab Premier Bank, SSB Westlake, TX · $26.58B
- Customers Bank Malvern, PA · $26.50B
- WaFd Bank Seattle, WA · $27.58B
- WesBanco Bank, Inc. Wheeling, WV · $27.75B
- Arvest Bank Fayetteville, AR · $28.05B
- First Interstate Bank Billings, MT · $25.79B
Questions about Renasant Bank
How big is Renasant Bank?
Renasant Bank, established in 1904, is headquartered in Tupelo, MS. It reported $26.99B in total assets in its Q2 2026 FDIC call report and operates 266 offices.
What is Renasant Bank's return on assets?
1.40% annualized in Q2 2026, against a 1.21% median for 90 U.S. banks with half to twice its assets, ahead of 69% of them.
What is Renasant Bank's efficiency ratio?
52.70% in Q2 2026: it spent about 53 cents in noninterest expense for each dollar of revenue. The peer median is 55.14%, and lower is better.
Is Renasant Bank growing its loans?
Net loans grew 2.7% over the year to Q2 2026, while deposits grew 1.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Mississippi bank ranked.