Arvest Bank: how it compares with its peers
Against 88 U.S. banks with half to twice its assets, Arvest Bank's strongest measure in Q2 2026 is net interest margin (4.06% vs. a 3.57% peer median). Its weakest relative measure is efficiency ratio (81.46% vs. 55.04%).
| Measure | Arvest Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.55% | 1.21% | Bottom third Ahead of 10% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.06% | 3.57% | Top third Ahead of 83% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 81.46% | 55.04% | Bottom third Ahead of 0% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.6M | $12.4M | Bottom third Ahead of 0% of peers |
| Loans to deposits Net loans and leases over total deposits. | 82.32% | 85.69% | Context |
What it means for lending operations
Its efficiency ratio of 81.46% is above the 55.04% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- WesBanco Bank, Inc. Wheeling, WV · $27.75B
- Ameris Bank Atlanta, GA · $28.42B
- WaFd Bank Seattle, WA · $27.58B
- Sallie Mae Bank Salt Lake City, UT · $28.54B
- Axos Bank San Diego, CA · $28.87B
- United Community Bank Greenville, SC · $28.99B
Questions about Arvest Bank
How big is Arvest Bank?
Arvest Bank, established in 1871, is headquartered in Fayetteville, AR. It reported $28.05B in total assets in its Q2 2026 FDIC call report and operates 229 offices.
What is Arvest Bank's return on assets?
0.55% annualized in Q2 2026, against a 1.21% median for 88 U.S. banks with half to twice its assets, ahead of 10% of them.
What is Arvest Bank's efficiency ratio?
81.46% in Q2 2026: it spent about 81 cents in noninterest expense for each dollar of revenue. The peer median is 55.04%, and lower is better.
Is Arvest Bank growing its loans?
Net loans grew 7.1% over the year to Q2 2026, while deposits grew 1.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Arkansas bank ranked.