Arkansas bank rankings, Q2 2026

From FDIC call reports · refreshed daily · free to cite with attribution to RAVEN (reportraven.tech)

78 FDIC-insured banks are headquartered in Arkansas, holding $184.48B in combined assets as of Q2 2026. The median bank has $511M in assets, earns a 1.23% return on assets, and runs a 58.88% efficiency ratio.

Highest return on assets among community banks

  1. The First National Bank of Izard County Calico Rock 2.90%
  2. Union Bank Mena 2.43%
  3. Fm Bank And Trust Blytheville 2.37%
  4. First Financial Bank El Dorado 2.18%
  5. Connect Bank Star City 2.14%
  6. CS Bank Eureka Springs 2.09%
  7. The First National Bank of Fort Smith Fort Smith 2.04%
  8. Bank of Salem Salem 2.03%
  9. Bank of Delight Delight 2.02%
  10. Bank of 1889 Berryville 2.01%

Most efficient community banks (lowest efficiency ratio)

  1. Central Bank Little Rock 34.55%
  2. Petit Jean State Bank Morrilton 39.95%
  3. Cross Bank Wynne 40.51%
  4. The First National Bank of Izard County Calico Rock 41.00%
  5. PEOPLES BANK Sheridan 42.11%
  6. First Security Bank Searcy 43.46%
  7. The First National Bank of Fort Smith Fort Smith 47.66%
  8. Citizens' Bank & Trust Co. Van Buren 47.69%
  9. The Citizens Bank Batesville 48.19%
  10. Fm Bank And Trust Blytheville 48.62%

Top-ten lists include FDIC-designated community banks with at least $100M in assets; trust companies and specialty subsidiaries appear in the full table only.

Every Arkansas bank

BankAssetsROAEfficiencyNIM
Bank OZK
Little Rock
$41.70B1.60%39.52%4.14%
Arvest Bank
Fayetteville
$28.05B0.55%81.46%4.06%
Simmons Bank
Pine Bluff
$24.73B1.21%55.56%3.85%
Centennial Bank
Conway
$24.55B2.13%41.31%4.62%
First Security Bank
Searcy
$8.58B1.85%43.46%3.58%
ENCORE BANK
Little Rock
$3.70B0.37%85.16%2.67%
First Community Bank
Batesville
$3.63B1.32%56.23%4.14%
Farmers Bank & Trust Company
Magnolia
$3.16B1.44%57.94%4.09%
Uplift Bank
Arkadelphia
$3.01B0.89%70.64%3.64%
First National Bank
Paragould
$2.59B1.20%57.43%3.86%
The First National Bank of Fort Smith
Fort Smith
$2.31B2.04%47.66%4.52%
First Financial Bank
El Dorado
$2.04B2.18%54.86%4.39%
The Farmers & Merchants Bank
Stuttgart
$2.02B1.07%63.94%4.01%
Signature Bank of Arkansas
Fayetteville
$1.63B1.09%61.54%3.72%
The Citizens Bank
Batesville
$1.62B1.55%48.19%3.74%
Chambers Bank
Danville
$1.59B1.76%57.44%4.35%
Relyance Bank
White Hall
$1.43B1.21%61.38%3.92%
Fm Bank And Trust
Blytheville
$1.36B2.37%48.62%5.06%
Legacy Bank
Springdale
$1.27B1.40%55.54%4.20%
Evolve Bank & Trust
West Memphis
$1.19B-0.14%105.44%3.90%
Anstaff Bank
Green Forest
$1.18B1.91%52.81%4.01%
First Arkansas Bank and Trust
Jacksonville
$1.14B1.61%70.51%3.99%
Generations Bank
Rogers
$1.09B1.19%57.54%4.18%
First Service Bank
Greenbrier
$1.02B0.87%68.03%4.40%
Diamond Bank
Murfreesboro
$957M1.42%57.69%3.78%
Central Bank
Little Rock
$955M1.09%34.55%3.22%
Stone Bank
Mountain View
$951M1.68%52.72%3.11%
FNBC Bank
Ash Flat
$843M1.60%60.92%4.42%
First Western Bank
Booneville
$793M1.11%67.95%4.06%
The Malvern National Bank
Malvern
$728M1.02%68.84%3.28%
Union Bank
Mena
$710M2.43%51.27%4.72%
First State Bank
Russellville
$665M0.62%49.03%1.91%
CS Bank
Eureka Springs
$628M2.09%57.42%4.94%
Cross Bank
Wynne
$593M1.91%40.51%4.91%
First National Bank of Eastern Arkansas
Forrest City
$589M1.16%62.38%3.92%
Citizens' Bank & Trust Co.
Van Buren
$566M1.55%47.69%3.88%
Fidelity Bank
West Memphis
$547M1.28%59.23%2.96%
First State Bank of DeQueen
De Queen
$525M1.52%53.49%3.38%
Armor Bank
Forrest City
$517M0.88%70.71%4.04%
Eagle Bank and Trust Company
Little Rock
$506M1.04%81.68%3.72%
Partners Bank
Helena
$417M1.04%65.43%4.45%
Merchants & Planters' Bank
Newport
$379M0.95%74.81%3.98%
Commercial Bank & Trust Company
Monticello
$364M0.69%66.47%3.07%
Union Bank & Trust Company
Monticello
$356M1.57%57.49%4.19%
Today's Bank
Huntsville
$351M0.75%78.62%3.86%
Bank of 1889
Berryville
$339M2.01%63.42%6.07%
Bank of England
England
$332M0.35%93.40%3.60%
First State Bank
Lonoke
$328M1.12%58.54%3.77%
PEOPLES BANK
Sheridan
$314M1.82%42.11%4.30%
Horatio State Bank
Horatio
$312M1.20%51.36%4.37%
Merchants and Farmers Bank
Dumas
$298M1.22%65.32%4.71%
First National Bank Of Commerce
Walnut Ridge
$297M1.52%63.01%4.06%
United Bank
Springdale
$296M1.20%71.11%4.47%
Farmers Bank
Greenwood
$289M1.16%70.70%4.10%
FBT Bank & Mortgage
Fordyce
$264M1.41%71.33%4.41%
Bank of Salem
Salem
$262M2.03%51.56%4.87%
Petit Jean State Bank
Morrilton
$260M1.97%39.95%4.14%
Bank of Little Rock
Little Rock
$253M-1.25%73.96%3.99%
Smackover State Bank
Smackover
$252M1.17%52.68%3.19%
Bodcaw Bank
Stamps
$247M1.21%59.35%4.55%
The First National Bank of Izard County
Calico Rock
$235M2.90%41.00%5.08%
Producers Bank & Trust
Mcgehee
$213M1.86%52.51%4.24%
Bank of Delight
Delight
$201M2.02%49.17%4.14%
The Peoples Bank
Magnolia
$196M1.69%70.89%5.65%
Bank of Cave City
Cave City
$194M0.78%81.11%4.35%
Gateway Bank
Rison
$181M0.78%77.63%4.29%
RiverBank
Pocahontas
$174M1.23%52.37%3.94%
Riverwind Bank
Augusta
$168M0.81%70.86%3.81%
Priority Bank
Fayetteville
$153M1.67%69.74%4.52%
Warren Bank and Trust Company
Warren
$146M1.01%72.72%3.58%
Connect Bank
Star City
$124M2.14%58.31%5.25%
Logan County Bank
Scranton
$121M1.25%50.28%3.46%
First Naturalstate Bank
Mcgehee
$109M1.03%67.04%4.13%
Bank of Lake Village
Lake Village
$91M1.56%57.54%5.17%
COMMUNITY STATE BANK
Bradley
$90M0.83%69.37%4.47%
Riverside Bank
Sparkman
$74M1.12%65.94%4.99%
Bank of Bearden
Bearden
$67M2.01%50.23%4.32%
The Merchants & Planters Bank
Clarendon
$51M0.40%79.34%3.30%

Method

Banks are FDIC-insured institutions headquartered in Arkansas with a call report for the quarter ending 06/30/2026. Return on assets and net interest margin are annualized year to date; the efficiency ratio is noninterest expense over revenue, so lower is better. Credit unions are NCUA-insured and not included. Click any bank for its comparison with same-size peers, or look up a bank in another state.

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