Bank of Bearden: how it compares with its peers
Against 728 U.S. banks with half to twice its assets, Bank of Bearden's strongest measure in Q2 2026 is efficiency ratio (50.23% vs. a 67.55% peer median). Its weakest relative measure is net interest margin (4.32% vs. 3.88%).
| Measure | Bank of Bearden | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.01% | 1.07% | Top third Ahead of 88% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.32% | 3.88% | Top third Ahead of 68% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 50.23% | 67.55% | Top third Ahead of 89% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.6M | $6.3M | Top third Ahead of 89% of peers |
| Loans to deposits Net loans and leases over total deposits. | 50.48% | 70.93% | Context |
What it means for lending operations
Its efficiency ratio of 50.23% is better than the 67.55% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Bank of Houston Houston, MO · $67M
- Jackson Parish Bank Jonesboro, LA · $67M
- Homewood Federal Savings Bank Baltimore, MD · $67M
- COMMUNITY BANK OF OKLAHOMA Verden, OK · $67M
- Farmers & Traders Bank of Campton Campton, KY · $67M
- The Lauderdale County Bank Halls, TN · $68M
Questions about Bank of Bearden
How big is Bank of Bearden?
Bank of Bearden, established in 1945, is headquartered in Bearden, AR. It reported $67M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Bank of Bearden's return on assets?
2.01% annualized in Q2 2026, against a 1.07% median for 728 U.S. banks with half to twice its assets, ahead of 88% of them.
What is Bank of Bearden's efficiency ratio?
50.23% in Q2 2026: it spent about 50 cents in noninterest expense for each dollar of revenue. The peer median is 67.55%, and lower is better.
Is Bank of Bearden growing its loans?
Net loans grew 2.6% over the year to Q2 2026, while deposits grew 9.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Arkansas bank ranked.