Homewood Federal Savings Bank: how it compares with its peers
Against 726 U.S. banks with half to twice its assets, Homewood Federal Savings Bank's strongest measure in Q2 2026 is assets per employee ($11.2M vs. a $6.2M peer median). Its weakest relative measure is return on assets (0.36% vs. 1.07%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.36% | 1.07% | Bottom third Ahead of 18% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.40% | 3.89% | Bottom third Ahead of 27% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 73.24% | 67.45% | Middle third Ahead of 37% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $11.2M | $6.2M | Top third Ahead of 95% of peers |
| Loans to deposits Net loans and leases over total deposits. | 111.20% | 70.80% | Context |
What it means for lending operations
Its efficiency ratio of 73.24% is above the 67.45% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Jackson Parish Bank Jonesboro, LA · $67M
- The Bank of Houston Houston, MO · $67M
- COMMUNITY BANK OF OKLAHOMA Verden, OK · $67M
- Farmers & Traders Bank of Campton Campton, KY · $67M
- Bank of Bearden Bearden, AR · $67M
- The Lauderdale County Bank Halls, TN · $68M
Questions about Homewood Federal Savings Bank
How big is Homewood Federal Savings Bank?
Homewood Federal Savings Bank, established in 1916, is headquartered in Baltimore, MD. It reported $67M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Homewood Federal Savings Bank's return on assets?
0.36% annualized in Q2 2026, against a 1.07% median for 726 U.S. banks with half to twice its assets, ahead of 18% of them.
What is Homewood Federal Savings Bank's efficiency ratio?
73.24% in Q2 2026: it spent about 73 cents in noninterest expense for each dollar of revenue. The peer median is 67.45%, and lower is better.
Is Homewood Federal Savings Bank growing its loans?
Net loans grew 4.7% over the year to Q2 2026, while deposits grew 0.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Maryland bank ranked.