Farmers & Traders Bank of Campton: how it compares with its peers
Against 17 KY banks with half to twice its assets, Farmers & Traders Bank of Campton's strongest measure in Q2 2026 is return on assets (1.29% vs. a 0.73% peer median). Its weakest relative measure is assets per employee ($4.5M vs. $4.7M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.29% | 0.73% | Top third Ahead of 82% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.45% | 4.12% | Top third Ahead of 82% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 67.26% | 75.45% | Top third Ahead of 76% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.5M | $4.7M | Middle third Ahead of 47% of peers |
| Loans to deposits Net loans and leases over total deposits. | 71.44% | 79.35% | Context |
What it means for lending operations
Its efficiency ratio of 67.26% is better than the 75.45% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Farmers State Bank Booneville, KY · $69M
- Clinton Bank Clinton, KY · $70M
- Security Bank and Trust Co. Maysville, KY · $72M
- The First National Bank of Brooksville Brooksville, KY · $74M
- Blue Grass Federal Savings and Loan Association Paris, KY · $59M
- Pinnacle Bank, Inc. Pikeville, KY · $58M
Questions about Farmers & Traders Bank of Campton
How big is Farmers & Traders Bank of Campton?
Farmers & Traders Bank of Campton, established in 1902, is headquartered in Campton, KY. It reported $67M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Farmers & Traders Bank of Campton's return on assets?
1.29% annualized in Q2 2026, against a 0.73% median for 17 KY banks with half to twice its assets, ahead of 82% of them.
What is Farmers & Traders Bank of Campton's efficiency ratio?
67.26% in Q2 2026: it spent about 67 cents in noninterest expense for each dollar of revenue. The peer median is 75.45%, and lower is better.
Is Farmers & Traders Bank of Campton growing its loans?
Net loans grew 12.9% over the year to Q2 2026, while deposits grew 2.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KY banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kentucky bank ranked.