Maryland bank rankings, Q2 2026
27 FDIC-insured banks are headquartered in Maryland, holding $49.11B in combined assets as of Q2 2026. The median bank has $777M in assets, earns a 0.97% return on assets, and runs a 62.98% efficiency ratio.
Highest return on assets among community banks
- Eastern Savings Bank, FSB Hunt Valley 2.27%
- The Chesapeake Bank & Trust Co. Chestertown 1.99%
- Hebron Savings Bank Hebron 1.68%
- Calvin B. Taylor Banking Company of Berlin, Maryland Berlin 1.49%
- CFG Bank Lutherville 1.47%
- Bank of Ocean City Ocean City 1.37%
- The Farmers Bank of Willards Willards 1.35%
- Shore United Bank, National Association Easton 1.28%
- First United Bank & Trust Oakland 1.25%
- Woodsboro Bank Woodsboro 1.11%
Most efficient community banks (lowest efficiency ratio)
- Bank of Ocean City Ocean City 46.20%
- Calvin B. Taylor Banking Company of Berlin, Maryland Berlin 50.04%
- CFG Bank Lutherville 51.08%
- Shore United Bank, National Association Easton 53.01%
- Hebron Savings Bank Hebron 53.61%
- The Chesapeake Bank & Trust Co. Chestertown 55.75%
- EagleBank Bethesda 58.90%
- The Farmers Bank of Willards Willards 59.13%
- Harford Bank Aberdeen 59.51%
- First United Bank & Trust Oakland 60.95%
Top-ten lists include FDIC-designated community banks with at least $100M in assets; trust companies and specialty subsidiaries appear in the full table only.
Every Maryland bank
| Bank | Assets | ROA | Efficiency | NIM |
|---|---|---|---|---|
| EagleBank Bethesda | $9.62B | 0.52% | 58.90% | 2.81% |
| Forbright Bank Potomac | $8.48B | 0.62% | 72.38% | 3.21% |
| Shore United Bank, National Association Easton | $6.15B | 1.28% | 53.01% | 3.77% |
| CFG Bank Lutherville | $6.12B | 1.47% | 51.08% | 3.91% |
| Capital Bank, National Association Rockville | $3.84B | 1.24% | 68.59% | 5.64% |
| First United Bank & Trust Oakland | $2.05B | 1.25% | 60.95% | 3.96% |
| Rosedale Bank Nottingham | $1.36B | 0.28% | 82.04% | 2.62% |
| Middletown Valley Bank Middletown | $1.19B | 0.45% | 61.01% | 3.78% |
| Calvin B. Taylor Banking Company of Berlin, Maryland Berlin | $1.02B | 1.49% | 50.04% | 3.97% |
| Presidential Bank, FSB Bethesda | $1.01B | 0.49% | 87.91% | 3.35% |
| Farmers and Merchants Bank Upperco | $874M | 0.97% | 62.98% | 3.46% |
| BayVanguard Bank Baltimore | $869M | 1.01% | 66.00% | 4.45% |
| Hebron Savings Bank Hebron | $839M | 1.68% | 53.61% | 4.73% |
| Harford Bank Aberdeen | $777M | 1.09% | 59.51% | 3.89% |
| The Queenstown Bank of Maryland Queenstown | $730M | 0.86% | 64.86% | 3.18% |
| Bank of Ocean City Ocean City | $695M | 1.37% | 46.20% | 3.55% |
| The Farmers Bank of Willards Willards | $548M | 1.35% | 59.13% | 4.44% |
| Arundel Bank Glen Burnie | $492M | 0.16% | 92.74% | 2.32% |
| Woodsboro Bank Woodsboro | $483M | 1.11% | 62.55% | 4.23% |
| The Bank of Glen Burnie Glen Burnie | $395M | -0.07% | 95.41% | 3.36% |
| The Harbor Bank of Maryland Baltimore | $383M | 0.37% | 90.04% | 4.69% |
| First Shore Federal Savings and Loan Association Salisbury | $367M | 0.77% | 69.08% | 3.45% |
| Eastern Savings Bank, FSB Hunt Valley | $336M | 2.27% | 61.06% | 5.69% |
| Jarrettsville Federal Savings and Loan Association Jarrettsville | $167M | 0.21% | 84.61% | 2.60% |
| The Chesapeake Bank & Trust Co. Chestertown | $142M | 1.99% | 55.75% | 4.72% |
| The Glen Burnie Mutual Savings Bank Glen Burnie | $104M | 0.23% | 76.48% | 1.32% |
| Homewood Federal Savings Bank Baltimore | $67M | 0.36% | 73.24% | 3.40% |
Method
Banks are FDIC-insured institutions headquartered in Maryland with a call report for the quarter ending 06/30/2026. Return on assets and net interest margin are annualized year to date; the efficiency ratio is noninterest expense over revenue, so lower is better. Credit unions are NCUA-insured and not included. Click any bank for its comparison with same-size peers, or look up a bank in another state.