EagleBank: how it compares with its peers
Against 188 U.S. banks with half to twice its assets, EagleBank's strongest measure in Q2 2026 is assets per employee ($19.4M vs. a $10.0M peer median). Its weakest relative measure is return on assets (0.52% vs. 1.30%).
| Measure | EagleBank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.52% | 1.30% | Bottom third Ahead of 9% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.81% | 3.72% | Bottom third Ahead of 18% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 58.90% | 55.05% | Middle third Ahead of 36% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $19.4M | $10.0M | Top third Ahead of 85% of peers |
| Loans to deposits Net loans and leases over total deposits. | 79.87% | 88.21% | Context |
What it means for lending operations
Its efficiency ratio of 58.90% is above the 55.05% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- RBC Bank, (Georgia) National Association Atlanta, GA · $9.59B
- Wintrust Bank, National Association Chicago, IL · $9.57B
- Capitol Federal Savings Bank Topeka, KS · $9.68B
- Peoples Bank Marietta, OH · $9.53B
- Amalgamated Bank New York, NY · $9.41B
- Principal Bank Des Moines, IA · $9.84B
Questions about EagleBank
How big is EagleBank?
EagleBank, established in 1998, is headquartered in Bethesda, MD. It reported $9.62B in total assets in its Q2 2026 FDIC call report and operates 14 offices.
What is EagleBank's return on assets?
0.52% annualized in Q2 2026, against a 1.30% median for 188 U.S. banks with half to twice its assets, ahead of 9% of them.
What is EagleBank's efficiency ratio?
58.90% in Q2 2026: it spent about 59 cents in noninterest expense for each dollar of revenue. The peer median is 55.05%, and lower is better.
Is EagleBank growing its loans?
Net loans shrank 13.5% over the year to Q2 2026, while deposits shrank 10.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Maryland bank ranked.