Wintrust Bank, National Association: how it compares with its peers
Against 13 IL banks with half to twice its assets, Wintrust Bank, National Association's strongest measure in Q2 2026 is return on assets (1.98% vs. a 1.48% peer median). Its weakest relative measure is net interest margin (3.93% vs. 3.53%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.98% | 1.48% | Top third Ahead of 92% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.93% | 3.53% | Top third Ahead of 69% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 45.35% | 49.49% | Top third Ahead of 69% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $14.7M | $9.6M | Top third Ahead of 77% of peers |
| Loans to deposits Net loans and leases over total deposits. | 95.10% | 86.03% | Context |
What it means for lending operations
Its efficiency ratio of 45.35% is better than the 49.49% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Lake Forest Bank & Trust Company, National Association Lake Forest, IL · $9.25B
- Byline Bank Chicago, IL · $9.91B
- First Mid Bank & Trust, National Association Mattoon, IL · $9.14B
- First American Bank Elk Grove Village, IL · $8.63B
- Old Second National Bank Aurora, IL · $6.86B
- Hinsdale Bank & Trust Company, National Association Hinsdale, IL · $6.80B
Questions about Wintrust Bank, National Association
How big is Wintrust Bank, National Association?
Wintrust Bank, National Association, established in 1994, is headquartered in Chicago, IL. It reported $9.57B in total assets in its Q2 2026 FDIC call report and operates 37 offices.
What is Wintrust Bank, National Association's return on assets?
1.98% annualized in Q2 2026, against a 1.48% median for 13 IL banks with half to twice its assets, ahead of 92% of them.
What is Wintrust Bank, National Association's efficiency ratio?
45.35% in Q2 2026: it spent about 45 cents in noninterest expense for each dollar of revenue. The peer median is 49.49%, and lower is better.
Is Wintrust Bank, National Association growing its loans?
Net loans grew 0.5% over the year to Q2 2026, while deposits shrank 0.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.