Hinsdale Bank & Trust Company, National Association: how it compares with its peers
Against 19 IL banks with half to twice its assets, Hinsdale Bank & Trust Company, National Association's strongest measure in Q2 2026 is efficiency ratio (36.59% vs. a 47.72% peer median). Its weakest relative measure is net interest margin (3.39% vs. 3.39%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.48% | 1.43% | Middle third Ahead of 58% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.39% | 3.39% | Middle third Ahead of 47% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 36.59% | 47.72% | Top third Ahead of 79% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $29.7M | $10.8M | Top third Ahead of 78% of peers |
| Loans to deposits Net loans and leases over total deposits. | 89.40% | 87.44% | Context |
What it means for lending operations
Its efficiency ratio of 36.59% is better than the 47.72% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Old Second National Bank Aurora, IL · $6.86B
- Heartland Bank and Trust Company Bloomington, IL · $6.72B
- Midland States Bank Effingham, IL · $6.69B
- Northbrook Bank and Trust Company, National Association Northbrook, IL · $6.37B
- Morton Community Bank Morton, IL · $5.35B
- Barrington Bank & Trust Company, National Association Barrington, IL · $5.17B
Questions about Hinsdale Bank & Trust Company, National Association
How big is Hinsdale Bank & Trust Company, National Association?
Hinsdale Bank & Trust Company, National Association, established in 1993, is headquartered in Hinsdale, IL. It reported $6.80B in total assets in its Q2 2026 FDIC call report and operates 17 offices.
What is Hinsdale Bank & Trust Company, National Association's return on assets?
1.48% annualized in Q2 2026, against a 1.43% median for 19 IL banks with half to twice its assets, ahead of 58% of them.
What is Hinsdale Bank & Trust Company, National Association's efficiency ratio?
36.59% in Q2 2026: it spent about 37 cents in noninterest expense for each dollar of revenue. The peer median is 47.72%, and lower is better.
Is Hinsdale Bank & Trust Company, National Association growing its loans?
Net loans grew 16.0% over the year to Q2 2026, while deposits grew 20.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.