Barrington Bank & Trust Company, National Association: how it compares with its peers
Against 27 IL banks with half to twice its assets, Barrington Bank & Trust Company, National Association's strongest measure in Q2 2026 is net interest margin (3.24% vs. a 3.39% peer median). Its weakest relative measure is efficiency ratio (68.38% vs. 49.29%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.27% | 1.44% | Bottom third Ahead of 30% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.24% | 3.39% | Bottom third Ahead of 33% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 68.38% | 49.29% | Bottom third Ahead of 0% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.3M | $12.1M | Bottom third Ahead of 12% of peers |
| Loans to deposits Net loans and leases over total deposits. | 93.57% | 87.38% | Context |
What it means for lending operations
Its efficiency ratio of 68.38% is above the 49.29% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Morton Community Bank Morton, IL · $5.35B
- Wheaton Bank & Trust, National Association Wheaton, IL · $4.79B
- State Bank of India Chicago, IL · $4.32B
- United Community Bank Chatham, IL · $4.13B
- Northbrook Bank and Trust Company, National Association Northbrook, IL · $6.37B
- Carrollton Bank Carrollton, IL · $3.88B
Questions about Barrington Bank & Trust Company, National Association
How big is Barrington Bank & Trust Company, National Association?
Barrington Bank & Trust Company, National Association, established in 1996, is headquartered in Barrington, IL. It reported $5.17B in total assets in its Q2 2026 FDIC call report and operates 9 offices.
What is Barrington Bank & Trust Company, National Association's return on assets?
1.27% annualized in Q2 2026, against a 1.44% median for 27 IL banks with half to twice its assets, ahead of 30% of them.
What is Barrington Bank & Trust Company, National Association's efficiency ratio?
68.38% in Q2 2026: it spent about 68 cents in noninterest expense for each dollar of revenue. The peer median is 49.29%, and lower is better.
Is Barrington Bank & Trust Company, National Association growing its loans?
Net loans grew 5.5% over the year to Q2 2026, while deposits grew 15.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.