CFG Bank: how it compares with its peers
Against 283 U.S. banks with half to twice its assets, CFG Bank's strongest measure in Q2 2026 is assets per employee ($20.0M vs. a $9.8M peer median). Its weakest relative measure is return on assets (1.47% vs. 1.32%).
| Measure | CFG Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.47% | 1.32% | Middle third Ahead of 64% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.91% | 3.68% | Middle third Ahead of 65% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 51.08% | 55.48% | Top third Ahead of 68% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $20.0M | $9.8M | Top third Ahead of 89% of peers |
| Loans to deposits Net loans and leases over total deposits. | 76.79% | 88.77% | Context |
What it means for lending operations
Its efficiency ratio of 51.08% is better than the 55.48% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- SmartBank Pigeon Forge, TN · $6.11B
- Bradesco Bank Coral Gables, FL · $6.10B
- Shore United Bank, National Association Easton, MD · $6.15B
- Middlesex Savings Bank Natick, MA · $6.15B
- First Financial Bank, National Association Terre Haute, IN · $6.17B
- First International Bank & Trust Watford City, ND · $6.18B
Questions about CFG Bank
How big is CFG Bank?
CFG Bank, established in 1997, is headquartered in Lutherville, MD. It reported $6.12B in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is CFG Bank's return on assets?
1.47% annualized in Q2 2026, against a 1.32% median for 283 U.S. banks with half to twice its assets, ahead of 64% of them.
What is CFG Bank's efficiency ratio?
51.08% in Q2 2026: it spent about 51 cents in noninterest expense for each dollar of revenue. The peer median is 55.48%, and lower is better.
Is CFG Bank growing its loans?
Net loans grew 6.5% over the year to Q2 2026, while deposits grew 6.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Maryland bank ranked.