Bradesco Bank: how it compares with its peers
Against 283 U.S. banks with half to twice its assets, Bradesco Bank's strongest measure in Q2 2026 is assets per employee ($18.0M vs. a $9.8M peer median). Its weakest relative measure is net interest margin (2.96% vs. 3.68%).
| Measure | Bradesco Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.03% | 1.33% | Bottom third Ahead of 24% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.96% | 3.68% | Bottom third Ahead of 20% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 59.34% | 55.18% | Middle third Ahead of 35% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $18.0M | $9.8M | Top third Ahead of 87% of peers |
| Loans to deposits Net loans and leases over total deposits. | 90.40% | 88.63% | Context |
What it means for lending operations
Its efficiency ratio of 59.34% is above the 55.18% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- SmartBank Pigeon Forge, TN · $6.11B
- CFG Bank Lutherville, MD · $6.12B
- Shore United Bank, National Association Easton, MD · $6.15B
- Middlesex Savings Bank Natick, MA · $6.15B
- River City Bank Sacramento, CA · $6.04B
- First Financial Bank, National Association Terre Haute, IN · $6.17B
Questions about Bradesco Bank
How big is Bradesco Bank?
Bradesco Bank, established in 1973, is headquartered in Coral Gables, FL. It reported $6.10B in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Bradesco Bank's return on assets?
1.03% annualized in Q2 2026, against a 1.33% median for 283 U.S. banks with half to twice its assets, ahead of 24% of them.
What is Bradesco Bank's efficiency ratio?
59.34% in Q2 2026: it spent about 59 cents in noninterest expense for each dollar of revenue. The peer median is 55.18%, and lower is better.
Is Bradesco Bank growing its loans?
Net loans grew 15.2% over the year to Q2 2026, while deposits grew 18.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Florida bank ranked.