The Glen Burnie Mutual Savings Bank: how it compares with its peers
Against 999 U.S. banks with half to twice its assets, The Glen Burnie Mutual Savings Bank's strongest measure in Q2 2026 is assets per employee ($20.8M vs. a $6.4M peer median). Its weakest relative measure is net interest margin (1.32% vs. 3.95%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.23% | 1.15% | Bottom third Ahead of 10% of peers |
| Net interest margin Annualized net interest income over earning assets. | 1.32% | 3.95% | Bottom third Ahead of 1% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 76.48% | 65.67% | Bottom third Ahead of 27% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $20.8M | $6.4M | Top third Ahead of 100% of peers |
| Loans to deposits Net loans and leases over total deposits. | 88.99% | 74.26% | Context |
What it means for lending operations
Its efficiency ratio of 76.48% is above the 65.67% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Ascent Bank Helena, MT · $104M
- The First National Bank of Lacon Lacon, IL · $104M
- Strasburg State Bank Strasburg, ND · $104M
- American Exchange Bank Henryetta, OK · $104M
- Woodruff Federal Savings and Loan Association Woodruff, SC · $104M
- Citizens State Bank and Trust Company Hiawatha, KS · $104M
Questions about The Glen Burnie Mutual Savings Bank
How big is The Glen Burnie Mutual Savings Bank?
The Glen Burnie Mutual Savings Bank, established in 1896, is headquartered in Glen Burnie, MD. It reported $104M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is The Glen Burnie Mutual Savings Bank's return on assets?
0.23% annualized in Q2 2026, against a 1.15% median for 999 U.S. banks with half to twice its assets, ahead of 10% of them.
What is The Glen Burnie Mutual Savings Bank's efficiency ratio?
76.48% in Q2 2026: it spent about 76 cents in noninterest expense for each dollar of revenue. The peer median is 65.67%, and lower is better.
Is The Glen Burnie Mutual Savings Bank growing its loans?
Net loans grew 1.5% over the year to Q2 2026, while deposits shrank 2.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Maryland bank ranked.