Strasburg State Bank: how it compares with its peers
Against 22 ND banks with half to twice its assets, Strasburg State Bank's strongest measure in Q2 2026 is assets per employee ($14.9M vs. a $7.7M peer median). Its weakest relative measure is net interest margin (3.15% vs. 3.67%).
| Measure | Strasburg State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.19% | 1.18% | Middle third Ahead of 50% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.15% | 3.67% | Bottom third Ahead of 18% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 53.34% | 64.37% | Top third Ahead of 73% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $14.9M | $7.7M | Top third Ahead of 95% of peers |
| Loans to deposits Net loans and leases over total deposits. | 47.70% | 58.53% | Context |
What it means for lending operations
Its efficiency ratio of 53.34% is better than the 64.37% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First State Bank of Harvey Harvey, ND · $95M
- Turtle Mountain State Bank Belcourt, ND · $114M
- State Bank of Bottineau Bottineau, ND · $117M
- McIntosh County Bank Ashley, ND · $119M
- Farmers & Merchants Bank of North Dakota Tolna, ND · $120M
- First State Bank of Golva Golva, ND · $124M
Questions about Strasburg State Bank
How big is Strasburg State Bank?
Strasburg State Bank, established in 1958, is headquartered in Strasburg, ND. It reported $104M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Strasburg State Bank's return on assets?
1.19% annualized in Q2 2026, against a 1.18% median for 22 ND banks with half to twice its assets, ahead of 50% of them.
What is Strasburg State Bank's efficiency ratio?
53.34% in Q2 2026: it spent about 53 cents in noninterest expense for each dollar of revenue. The peer median is 64.37%, and lower is better.
Is Strasburg State Bank growing its loans?
Net loans shrank 0.8% over the year to Q2 2026, while deposits grew 7.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are ND banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every North Dakota bank ranked.