Forbright Bank: how it compares with its peers
Against 213 U.S. banks with half to twice its assets, Forbright Bank's strongest measure in Q2 2026 is assets per employee ($15.5M vs. a $10.0M peer median). Its weakest relative measure is return on assets (0.62% vs. 1.34%).
| Measure | Forbright Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.62% | 1.34% | Bottom third Ahead of 11% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.21% | 3.71% | Bottom third Ahead of 27% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 72.38% | 54.93% | Bottom third Ahead of 11% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $15.5M | $10.0M | Top third Ahead of 80% of peers |
| Loans to deposits Net loans and leases over total deposits. | 82.55% | 88.67% | Context |
What it means for lending operations
Its efficiency ratio of 72.38% is above the 54.93% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Cross River Bank Fort Lee, NJ · $8.53B
- German American Bank Jasper, IN · $8.43B
- Heritage Bank Olympia, WA · $8.42B
- CNB Bank Clearfield, PA · $8.41B
- First Security Bank Searcy, AR · $8.58B
- BankPlus Belzoni, MS · $8.38B
Questions about Forbright Bank
How big is Forbright Bank?
Forbright Bank, established in 2003, is headquartered in Potomac, MD. It reported $8.48B in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Forbright Bank's return on assets?
0.62% annualized in Q2 2026, against a 1.34% median for 213 U.S. banks with half to twice its assets, ahead of 11% of them.
What is Forbright Bank's efficiency ratio?
72.38% in Q2 2026: it spent about 72 cents in noninterest expense for each dollar of revenue. The peer median is 54.93%, and lower is better.
Is Forbright Bank growing its loans?
Net loans grew 25.7% over the year to Q2 2026, while deposits grew 21.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Maryland bank ranked.