Bank of England: how it compares with its peers
Against 35 AR banks with half to twice its assets, Bank of England's strongest measure in Q2 2026 is net interest margin (3.60% vs. a 4.14% peer median). Its weakest relative measure is efficiency ratio (93.40% vs. 62.38%).
| Measure | Bank of England | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.35% | 1.22% | Bottom third Ahead of 3% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.60% | 4.14% | Bottom third Ahead of 11% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 93.40% | 62.38% | Bottom third Ahead of 0% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $3.4M | $6.2M | Bottom third Ahead of 6% of peers |
| Loans to deposits Net loans and leases over total deposits. | 37.56% | 82.79% | Context |
What it means for lending operations
Its efficiency ratio of 93.40% is above the 62.38% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- First State Bank Lonoke, AR · $328M
- Bank of 1889 Berryville, AR · $339M
- PEOPLES BANK Sheridan, AR · $314M
- Today's Bank Huntsville, AR · $351M
- Horatio State Bank Horatio, AR · $312M
- Union Bank & Trust Company Monticello, AR · $356M
Questions about Bank of England
How big is Bank of England?
Bank of England, established in 1898, is headquartered in England, AR. It reported $332M in total assets in its Q2 2026 FDIC call report and operates 151 offices.
What is Bank of England's return on assets?
0.35% annualized in Q2 2026, against a 1.22% median for 35 AR banks with half to twice its assets, ahead of 3% of them.
What is Bank of England's efficiency ratio?
93.40% in Q2 2026: it spent about 93 cents in noninterest expense for each dollar of revenue. The peer median is 62.38%, and lower is better.
Is Bank of England growing its loans?
Net loans shrank 5.6% over the year to Q2 2026, while deposits shrank 0.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are AR banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Arkansas bank ranked.