First National Bank of Eastern Arkansas: how it compares with its peers
Against 31 AR banks with half to twice its assets, First National Bank of Eastern Arkansas's strongest measure in Q2 2026 is efficiency ratio (62.38% vs. a 60.92% peer median). Its weakest relative measure is assets per employee ($5.1M vs. $6.3M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.16% | 1.20% | Middle third Ahead of 42% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.92% | 4.04% | Middle third Ahead of 42% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 62.38% | 60.92% | Middle third Ahead of 48% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.1M | $6.3M | Bottom third Ahead of 19% of peers |
| Loans to deposits Net loans and leases over total deposits. | 71.26% | 83.15% | Context |
What it means for lending operations
Its efficiency ratio of 62.38% is above the 60.92% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Cross Bank Wynne, AR · $593M
- Citizens' Bank & Trust Co. Van Buren, AR · $566M
- CS Bank Eureka Springs, AR · $628M
- Fidelity Bank West Memphis, AR · $547M
- First State Bank of DeQueen De Queen, AR · $525M
- Armor Bank Forrest City, AR · $517M
Questions about First National Bank of Eastern Arkansas
How big is First National Bank of Eastern Arkansas?
First National Bank of Eastern Arkansas, established in 1886, is headquartered in Forrest City, AR. It reported $589M in total assets in its Q2 2026 FDIC call report and operates 15 offices.
What is First National Bank of Eastern Arkansas's return on assets?
1.16% annualized in Q2 2026, against a 1.20% median for 31 AR banks with half to twice its assets, ahead of 42% of them.
What is First National Bank of Eastern Arkansas's efficiency ratio?
62.38% in Q2 2026: it spent about 62 cents in noninterest expense for each dollar of revenue. The peer median is 60.92%, and lower is better.
Is First National Bank of Eastern Arkansas growing its loans?
Net loans grew 4.5% over the year to Q2 2026, while deposits grew 3.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are AR banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Arkansas bank ranked.