First State Bank of DeQueen: how it compares with its peers
Against 31 AR banks with half to twice its assets, First State Bank of DeQueen's strongest measure in Q2 2026 is assets per employee ($7.8M vs. a $6.2M peer median). Its weakest relative measure is net interest margin (3.38% vs. 4.06%).
| Measure | First State Bank of DeQueen | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.52% | 1.20% | Top third Ahead of 68% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.38% | 4.06% | Bottom third Ahead of 19% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 53.49% | 63.01% | Top third Ahead of 74% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.8M | $6.2M | Top third Ahead of 87% of peers |
| Loans to deposits Net loans and leases over total deposits. | 62.96% | 83.15% | Context |
What it means for lending operations
Its efficiency ratio of 53.49% is better than the 63.01% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Armor Bank Forrest City, AR · $517M
- Eagle Bank and Trust Company Little Rock, AR · $506M
- Fidelity Bank West Memphis, AR · $547M
- Citizens' Bank & Trust Co. Van Buren, AR · $566M
- First National Bank of Eastern Arkansas Forrest City, AR · $589M
- Cross Bank Wynne, AR · $593M
Questions about First State Bank of DeQueen
How big is First State Bank of DeQueen?
First State Bank of DeQueen, established in 1974, is headquartered in De Queen, AR. It reported $525M in total assets in its Q2 2026 FDIC call report and operates 7 offices.
What is First State Bank of DeQueen's return on assets?
1.52% annualized in Q2 2026, against a 1.20% median for 31 AR banks with half to twice its assets, ahead of 68% of them.
What is First State Bank of DeQueen's efficiency ratio?
53.49% in Q2 2026: it spent about 53 cents in noninterest expense for each dollar of revenue. The peer median is 63.01%, and lower is better.
Is First State Bank of DeQueen growing its loans?
Net loans grew 8.5% over the year to Q2 2026, while deposits grew 14.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are AR banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Arkansas bank ranked.