Connect Bank: how it compares with its peers
Against 17 AR banks with half to twice its assets, Connect Bank's strongest measure in Q2 2026 is return on assets (2.14% vs. a 1.23% peer median). Its weakest relative measure is assets per employee ($4.0M vs. $6.2M).
| Measure | Connect Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.14% | 1.23% | Top third Ahead of 94% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.25% | 4.32% | Top third Ahead of 94% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 58.31% | 65.94% | Middle third Ahead of 59% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.0M | $6.2M | Bottom third Ahead of 6% of peers |
| Loans to deposits Net loans and leases over total deposits. | 74.63% | 89.28% | Context |
What it means for lending operations
Its efficiency ratio of 58.31% is better than the 65.94% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Logan County Bank Scranton, AR · $121M
- First Naturalstate Bank Mcgehee, AR · $109M
- Warren Bank and Trust Company Warren, AR · $146M
- Priority Bank Fayetteville, AR · $153M
- Bank of Lake Village Lake Village, AR · $91M
- COMMUNITY STATE BANK Bradley, AR · $90M
Questions about Connect Bank
How big is Connect Bank?
Connect Bank, established in 1925, is headquartered in Star City, AR. It reported $124M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is Connect Bank's return on assets?
2.14% annualized in Q2 2026, against a 1.23% median for 17 AR banks with half to twice its assets, ahead of 94% of them.
What is Connect Bank's efficiency ratio?
58.31% in Q2 2026: it spent about 58 cents in noninterest expense for each dollar of revenue. The peer median is 65.94%, and lower is better.
Is Connect Bank growing its loans?
Net loans grew 3.4% over the year to Q2 2026, while deposits shrank 0.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are AR banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Arkansas bank ranked.