Signature Bank of Arkansas: how it compares with its peers
Against 20 AR banks with half to twice its assets, Signature Bank of Arkansas's strongest measure in Q2 2026 is assets per employee ($7.1M vs. a $6.8M peer median). Its weakest relative measure is net interest margin (3.72% vs. 4.01%).
| Measure | Signature Bank of Arkansas | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.09% | 1.43% | Bottom third Ahead of 20% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.72% | 4.01% | Bottom third Ahead of 15% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 61.54% | 57.49% | Bottom third Ahead of 25% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.1M | $6.8M | Middle third Ahead of 60% of peers |
| Loans to deposits Net loans and leases over total deposits. | 93.32% | 88.41% | Context |
What it means for lending operations
Its efficiency ratio of 61.54% is above the 57.49% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- The Citizens Bank Batesville, AR · $1.62B
- Chambers Bank Danville, AR · $1.59B
- Relyance Bank White Hall, AR · $1.43B
- Fm Bank And Trust Blytheville, AR · $1.36B
- Legacy Bank Springdale, AR · $1.27B
- The Farmers & Merchants Bank Stuttgart, AR · $2.02B
Questions about Signature Bank of Arkansas
How big is Signature Bank of Arkansas?
Signature Bank of Arkansas, established in 1933, is headquartered in Fayetteville, AR. It reported $1.63B in total assets in its Q2 2026 FDIC call report and operates 11 offices.
What is Signature Bank of Arkansas's return on assets?
1.09% annualized in Q2 2026, against a 1.43% median for 20 AR banks with half to twice its assets, ahead of 20% of them.
What is Signature Bank of Arkansas's efficiency ratio?
61.54% in Q2 2026: it spent about 62 cents in noninterest expense for each dollar of revenue. The peer median is 57.49%, and lower is better.
Is Signature Bank of Arkansas growing its loans?
Net loans grew 12.0% over the year to Q2 2026, while deposits grew 14.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are AR banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Arkansas bank ranked.