Fm Bank And Trust: how it compares with its peers
Against 21 AR banks with half to twice its assets, Fm Bank And Trust's strongest measure in Q2 2026 is net interest margin (5.06% vs. a 4.01% peer median). Its weakest relative measure is efficiency ratio (48.62% vs. 57.54%).
| Measure | Fm Bank And Trust | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.37% | 1.40% | Top third Ahead of 95% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.06% | 4.01% | Top third Ahead of 100% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 48.62% | 57.54% | Top third Ahead of 86% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.6M | $6.7M | Top third Ahead of 95% of peers |
| Loans to deposits Net loans and leases over total deposits. | 91.86% | 88.58% | Context |
What it means for lending operations
Its efficiency ratio of 48.62% is better than the 57.54% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Relyance Bank White Hall, AR · $1.43B
- Legacy Bank Springdale, AR · $1.27B
- Evolve Bank & Trust West Memphis, AR · $1.19B
- Anstaff Bank Green Forest, AR · $1.18B
- First Arkansas Bank and Trust Jacksonville, AR · $1.14B
- Chambers Bank Danville, AR · $1.59B
Questions about Fm Bank And Trust
How big is Fm Bank And Trust?
Fm Bank And Trust, established in 1908, is headquartered in Blytheville, AR. It reported $1.36B in total assets in its Q2 2026 FDIC call report and operates 16 offices.
What is Fm Bank And Trust's return on assets?
2.37% annualized in Q2 2026, against a 1.40% median for 21 AR banks with half to twice its assets, ahead of 95% of them.
What is Fm Bank And Trust's efficiency ratio?
48.62% in Q2 2026: it spent about 49 cents in noninterest expense for each dollar of revenue. The peer median is 57.54%, and lower is better.
Is Fm Bank And Trust growing its loans?
Net loans grew 140.7% over the year to Q2 2026, while deposits grew 136.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are AR banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Arkansas bank ranked.