Bank of Salem: how it compares with its peers
Against 31 AR banks with half to twice its assets, Bank of Salem's strongest measure in Q2 2026 is return on assets (2.03% vs. a 1.20% peer median). Its weakest relative measure is assets per employee ($5.4M vs. $6.1M).
| Measure | Bank of Salem | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.03% | 1.20% | Top third Ahead of 97% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.87% | 4.14% | Top third Ahead of 90% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 51.56% | 66.47% | Top third Ahead of 84% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.4M | $6.1M | Middle third Ahead of 42% of peers |
| Loans to deposits Net loans and leases over total deposits. | 86.21% | 82.79% | Context |
What it means for lending operations
Its efficiency ratio of 51.56% is better than the 66.47% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Petit Jean State Bank Morrilton, AR · $260M
- FBT Bank & Mortgage Fordyce, AR · $264M
- Bank of Little Rock Little Rock, AR · $253M
- Smackover State Bank Smackover, AR · $252M
- Bodcaw Bank Stamps, AR · $247M
- The First National Bank of Izard County Calico Rock, AR · $235M
Questions about Bank of Salem
How big is Bank of Salem?
Bank of Salem, established in 1908, is headquartered in Salem, AR. It reported $262M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is Bank of Salem's return on assets?
2.03% annualized in Q2 2026, against a 1.20% median for 31 AR banks with half to twice its assets, ahead of 97% of them.
What is Bank of Salem's efficiency ratio?
51.56% in Q2 2026: it spent about 52 cents in noninterest expense for each dollar of revenue. The peer median is 66.47%, and lower is better.
Is Bank of Salem growing its loans?
Net loans grew 0.5% over the year to Q2 2026, while deposits grew 3.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are AR banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Arkansas bank ranked.