Bank of Little Rock: how it compares with its peers
Against 30 AR banks with half to twice its assets, Bank of Little Rock's strongest measure in Q2 2026 is net interest margin (3.99% vs. a 4.22% peer median). Its weakest relative measure is return on assets (-1.25% vs. 1.21%).
| Measure | Bank of Little Rock | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | -1.25% | 1.21% | Bottom third Ahead of 0% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.99% | 4.22% | Bottom third Ahead of 33% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 73.96% | 65.37% | Bottom third Ahead of 20% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.6M | $6.0M | Bottom third Ahead of 27% of peers |
| Loans to deposits Net loans and leases over total deposits. | 55.49% | 82.87% | Context |
What it means for lending operations
Its efficiency ratio of 73.96% is above the 65.37% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Smackover State Bank Smackover, AR · $252M
- Bodcaw Bank Stamps, AR · $247M
- Petit Jean State Bank Morrilton, AR · $260M
- Bank of Salem Salem, AR · $262M
- FBT Bank & Mortgage Fordyce, AR · $264M
- The First National Bank of Izard County Calico Rock, AR · $235M
Questions about Bank of Little Rock
How big is Bank of Little Rock?
Bank of Little Rock, established in 1927, is headquartered in Little Rock, AR. It reported $253M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is Bank of Little Rock's return on assets?
-1.25% annualized in Q2 2026, against a 1.21% median for 30 AR banks with half to twice its assets, ahead of 0% of them.
What is Bank of Little Rock's efficiency ratio?
73.96% in Q2 2026: it spent about 74 cents in noninterest expense for each dollar of revenue. The peer median is 65.37%, and lower is better.
Is Bank of Little Rock growing its loans?
Net loans shrank 7.1% over the year to Q2 2026, while deposits shrank 10.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are AR banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Arkansas bank ranked.