The First National Bank of Izard County: how it compares with its peers
Against 31 AR banks with half to twice its assets, The First National Bank of Izard County's strongest measure in Q2 2026 is return on assets (2.90% vs. a 1.21% peer median). Its weakest relative measure is assets per employee ($6.2M vs. $5.9M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.90% | 1.21% | Top third Ahead of 100% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.08% | 4.19% | Top third Ahead of 90% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 41.00% | 65.32% | Top third Ahead of 97% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.2M | $5.9M | Middle third Ahead of 55% of peers |
| Loans to deposits Net loans and leases over total deposits. | 72.20% | 82.79% | Context |
What it means for lending operations
Its efficiency ratio of 41.00% is better than the 65.32% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Bodcaw Bank Stamps, AR · $247M
- Smackover State Bank Smackover, AR · $252M
- Bank of Little Rock Little Rock, AR · $253M
- Producers Bank & Trust Mcgehee, AR · $213M
- Petit Jean State Bank Morrilton, AR · $260M
- Bank of Salem Salem, AR · $262M
Questions about The First National Bank of Izard County
How big is The First National Bank of Izard County?
The First National Bank of Izard County, established in 1914, is headquartered in Calico Rock, AR. It reported $235M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is The First National Bank of Izard County's return on assets?
2.90% annualized in Q2 2026, against a 1.21% median for 31 AR banks with half to twice its assets, ahead of 100% of them.
What is The First National Bank of Izard County's efficiency ratio?
41.00% in Q2 2026: it spent about 41 cents in noninterest expense for each dollar of revenue. The peer median is 65.32%, and lower is better.
Is The First National Bank of Izard County growing its loans?
Net loans grew 3.3% over the year to Q2 2026, while deposits grew 3.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are AR banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Arkansas bank ranked.