Producers Bank & Trust: how it compares with its peers
Against 32 AR banks with half to twice its assets, Producers Bank & Trust's strongest measure in Q2 2026 is return on assets (1.86% vs. a 1.21% peer median). Its weakest relative measure is net interest margin (4.24% vs. 4.17%).
| Measure | Producers Bank & Trust | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.86% | 1.21% | Top third Ahead of 81% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.24% | 4.17% | Middle third Ahead of 53% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 52.51% | 65.37% | Top third Ahead of 75% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.7M | $5.7M | Top third Ahead of 81% of peers |
| Loans to deposits Net loans and leases over total deposits. | 95.68% | 81.85% | Context |
What it means for lending operations
Its efficiency ratio of 52.51% is better than the 65.37% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Bank of Delight Delight, AR · $201M
- The Peoples Bank Magnolia, AR · $196M
- Bank of Cave City Cave City, AR · $194M
- The First National Bank of Izard County Calico Rock, AR · $235M
- Gateway Bank Rison, AR · $181M
- Bodcaw Bank Stamps, AR · $247M
Questions about Producers Bank & Trust
How big is Producers Bank & Trust?
Producers Bank & Trust, established in 1933, is headquartered in Mcgehee, AR. It reported $213M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is Producers Bank & Trust's return on assets?
1.86% annualized in Q2 2026, against a 1.21% median for 32 AR banks with half to twice its assets, ahead of 81% of them.
What is Producers Bank & Trust's efficiency ratio?
52.51% in Q2 2026: it spent about 53 cents in noninterest expense for each dollar of revenue. The peer median is 65.37%, and lower is better.
Is Producers Bank & Trust growing its loans?
Net loans grew 23.7% over the year to Q2 2026, while deposits grew 3.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are AR banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Arkansas bank ranked.