Bank of Delight: how it compares with its peers
Against 31 AR banks with half to twice its assets, Bank of Delight's strongest measure in Q2 2026 is return on assets (2.02% vs. a 1.21% peer median). Its weakest relative measure is net interest margin (4.14% vs. 4.19%).
| Measure | Bank of Delight | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.02% | 1.21% | Top third Ahead of 90% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.14% | 4.19% | Middle third Ahead of 48% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 49.17% | 65.32% | Top third Ahead of 90% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.2M | $5.6M | Top third Ahead of 87% of peers |
| Loans to deposits Net loans and leases over total deposits. | 105.03% | 80.91% | Context |
What it means for lending operations
Its efficiency ratio of 49.17% is better than the 65.32% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Peoples Bank Magnolia, AR · $196M
- Bank of Cave City Cave City, AR · $194M
- Producers Bank & Trust Mcgehee, AR · $213M
- Gateway Bank Rison, AR · $181M
- RiverBank Pocahontas, AR · $174M
- Riverwind Bank Augusta, AR · $168M
Questions about Bank of Delight
How big is Bank of Delight?
Bank of Delight, established in 1911, is headquartered in Delight, AR. It reported $201M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is Bank of Delight's return on assets?
2.02% annualized in Q2 2026, against a 1.21% median for 31 AR banks with half to twice its assets, ahead of 90% of them.
What is Bank of Delight's efficiency ratio?
49.17% in Q2 2026: it spent about 49 cents in noninterest expense for each dollar of revenue. The peer median is 65.32%, and lower is better.
Is Bank of Delight growing its loans?
Net loans grew 9.8% over the year to Q2 2026, while deposits grew 12.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are AR banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Arkansas bank ranked.