Bodcaw Bank: how it compares with its peers
Against 30 AR banks with half to twice its assets, Bodcaw Bank's strongest measure in Q2 2026 is net interest margin (4.55% vs. a 4.22% peer median). Its weakest relative measure is return on assets (1.21% vs. 1.21%).
| Measure | Bodcaw Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.21% | 1.21% | Middle third Ahead of 50% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.55% | 4.22% | Top third Ahead of 80% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 59.35% | 65.37% | Middle third Ahead of 60% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.2M | $5.7M | Middle third Ahead of 60% of peers |
| Loans to deposits Net loans and leases over total deposits. | 92.64% | 81.85% | Context |
What it means for lending operations
Its efficiency ratio of 59.35% is better than the 65.37% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Smackover State Bank Smackover, AR · $252M
- Bank of Little Rock Little Rock, AR · $253M
- The First National Bank of Izard County Calico Rock, AR · $235M
- Petit Jean State Bank Morrilton, AR · $260M
- Bank of Salem Salem, AR · $262M
- FBT Bank & Mortgage Fordyce, AR · $264M
Questions about Bodcaw Bank
How big is Bodcaw Bank?
Bodcaw Bank, established in 1903, is headquartered in Stamps, AR. It reported $247M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Bodcaw Bank's return on assets?
1.21% annualized in Q2 2026, against a 1.21% median for 30 AR banks with half to twice its assets, ahead of 50% of them.
What is Bodcaw Bank's efficiency ratio?
59.35% in Q2 2026: it spent about 59 cents in noninterest expense for each dollar of revenue. The peer median is 65.37%, and lower is better.
Is Bodcaw Bank growing its loans?
Net loans shrank 0.6% over the year to Q2 2026, while deposits grew 4.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are AR banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Arkansas bank ranked.