Petit Jean State Bank: how it compares with its peers
Against 31 AR banks with half to twice its assets, Petit Jean State Bank's strongest measure in Q2 2026 is efficiency ratio (39.95% vs. a 66.47% peer median). Its weakest relative measure is net interest margin (4.14% vs. 4.19%).
| Measure | Petit Jean State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.97% | 1.20% | Top third Ahead of 87% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.14% | 4.19% | Middle third Ahead of 45% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 39.95% | 66.47% | Top third Ahead of 100% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.7M | $5.9M | Top third Ahead of 97% of peers |
| Loans to deposits Net loans and leases over total deposits. | 67.03% | 82.96% | Context |
What it means for lending operations
Its efficiency ratio of 39.95% is better than the 66.47% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Bank of Salem Salem, AR · $262M
- FBT Bank & Mortgage Fordyce, AR · $264M
- Bank of Little Rock Little Rock, AR · $253M
- Smackover State Bank Smackover, AR · $252M
- Bodcaw Bank Stamps, AR · $247M
- The First National Bank of Izard County Calico Rock, AR · $235M
Questions about Petit Jean State Bank
How big is Petit Jean State Bank?
Petit Jean State Bank, established in 1999, is headquartered in Morrilton, AR. It reported $260M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Petit Jean State Bank's return on assets?
1.97% annualized in Q2 2026, against a 1.20% median for 31 AR banks with half to twice its assets, ahead of 87% of them.
What is Petit Jean State Bank's efficiency ratio?
39.95% in Q2 2026: it spent about 40 cents in noninterest expense for each dollar of revenue. The peer median is 66.47%, and lower is better.
Is Petit Jean State Bank growing its loans?
Net loans grew 9.7% over the year to Q2 2026, while deposits grew 6.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are AR banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Arkansas bank ranked.