Riverside Bank: how it compares with its peers
Against 8 AR banks with half to twice its assets, Riverside Bank's strongest measure in Q2 2026 is net interest margin (4.99% vs. a 4.22% peer median). Its weakest relative measure is return on assets (1.12% vs. 1.14%).
| Measure | Riverside Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.12% | 1.14% | Middle third Ahead of 50% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.99% | 4.22% | Top third Ahead of 75% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 65.94% | 62.68% | Middle third Ahead of 50% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.2M | $5.9M | Middle third Ahead of 50% of peers |
| Loans to deposits Net loans and leases over total deposits. | 110.15% | 75.74% | Context |
What it means for lending operations
Its efficiency ratio of 65.94% is better than the 62.68% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Bank of Bearden Bearden, AR · $67M
- COMMUNITY STATE BANK Bradley, AR · $90M
- Bank of Lake Village Lake Village, AR · $91M
- The Merchants & Planters Bank Clarendon, AR · $51M
- First Naturalstate Bank Mcgehee, AR · $109M
- Logan County Bank Scranton, AR · $121M
Questions about Riverside Bank
How big is Riverside Bank?
Riverside Bank, established in 1916, is headquartered in Sparkman, AR. It reported $74M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Riverside Bank's return on assets?
1.12% annualized in Q2 2026, against a 1.14% median for 8 AR banks with half to twice its assets, ahead of 50% of them.
What is Riverside Bank's efficiency ratio?
65.94% in Q2 2026: it spent about 66 cents in noninterest expense for each dollar of revenue. The peer median is 62.68%, and lower is better.
Is Riverside Bank growing its loans?
Net loans grew 21.6% over the year to Q2 2026, while deposits shrank 4.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are AR banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Arkansas bank ranked.