Charles Schwab Premier Bank, SSB: how it compares with its peers
Against 89 U.S. banks with half to twice its assets, Charles Schwab Premier Bank, SSB's strongest measure in Q2 2026 is assets per employee ($165.1M vs. a $12.5M peer median). Its weakest relative measure is net interest margin (2.44% vs. 3.57%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.52% | 1.21% | Top third Ahead of 75% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.44% | 3.57% | Bottom third Ahead of 12% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 14.86% | 55.13% | Top third Ahead of 96% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $165.1M | $12.5M | Top third Ahead of 99% of peers |
| Loans to deposits Net loans and leases over total deposits. | 0.00% | 85.99% | Context |
What it means for lending operations
Its efficiency ratio of 14.86% is better than the 55.13% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Customers Bank Malvern, PA · $26.50B
- Renasant Bank Tupelo, MS · $26.99B
- First Interstate Bank Billings, MT · $25.79B
- Provident Bank Jersey City, NJ · $25.65B
- WaFd Bank Seattle, WA · $27.58B
- Ameriprise Bank, FSB Minneapolis, MN · $25.48B
Questions about Charles Schwab Premier Bank, SSB
How big is Charles Schwab Premier Bank, SSB?
Charles Schwab Premier Bank, SSB, established in 1991, is headquartered in Westlake, TX. It reported $26.58B in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Charles Schwab Premier Bank, SSB's return on assets?
1.52% annualized in Q2 2026, against a 1.21% median for 89 U.S. banks with half to twice its assets, ahead of 75% of them.
What is Charles Schwab Premier Bank, SSB's efficiency ratio?
14.86% in Q2 2026: it spent about 15 cents in noninterest expense for each dollar of revenue. The peer median is 55.13%, and lower is better.
Is Charles Schwab Premier Bank, SSB growing its loans?
Net loans shrank 100.0% over the year to Q2 2026, while deposits grew 10.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Texas bank ranked.