Ameriprise Bank, FSB: how it compares with its peers
Against 89 U.S. banks with half to twice its assets, Ameriprise Bank, FSB's strongest measure in Q2 2026 is return on assets (3.05% vs. a 1.21% peer median). Its weakest relative measure is net interest margin (4.44% vs. 3.60%).
| Measure | Ameriprise Bank, FSB | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 3.05% | 1.21% | Top third Ahead of 100% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.44% | 3.60% | Top third Ahead of 89% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 9.99% | 54.72% | Top third Ahead of 97% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $137.0M | $12.5M | Top third Ahead of 96% of peers |
| Loans to deposits Net loans and leases over total deposits. | 10.94% | 85.78% | Context |
What it means for lending operations
Its efficiency ratio of 9.99% is better than the 54.72% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Provident Bank Jersey City, NJ · $25.65B
- First Interstate Bank Billings, MT · $25.79B
- Rockland Trust Company Rockland, MA · $24.97B
- Simmons Bank Pine Bluff, AR · $24.73B
- Cathay Bank Los Angeles, CA · $24.64B
- Centennial Bank Conway, AR · $24.55B
Questions about Ameriprise Bank, FSB
How big is Ameriprise Bank, FSB?
Ameriprise Bank, FSB, established in 2006, is headquartered in Minneapolis, MN. It reported $25.48B in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Ameriprise Bank, FSB's return on assets?
3.05% annualized in Q2 2026, against a 1.21% median for 89 U.S. banks with half to twice its assets, ahead of 100% of them.
What is Ameriprise Bank, FSB's efficiency ratio?
9.99% in Q2 2026: it spent about 10 cents in noninterest expense for each dollar of revenue. The peer median is 54.72%, and lower is better.
Is Ameriprise Bank, FSB growing its loans?
Net loans grew 72.2% over the year to Q2 2026, while deposits grew 6.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Minnesota bank ranked.